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AI · August 25, 2026

605b.ai

Statute-cited credit dispute letters from your own report

What it does

Upload your credit report, let AI flag errors, collections, and identity theft, then generate FCRA-cited dispute letters you send yourself. Not credit repair. Every finding is backed by a verbatim quote from your own report — if it can't be verified, it's dropped, and a clean report is reported as clean. Includes Section 605B identity theft block letters, deadline tracking, and 60+ statute-specific templates. Free analysis; one-time purchase, no subscription. Web, iPhone, and Android.

Upload your credit report, let AI flag errors, collections, and identity theft, then generate FCRA-cited dispute letters you send yourself. Not credit repair.

Upload your report to uncover suspicious accounts, errors, and signs of identity theft — then prepare statute-cited dispute letters in a workspace that mirrors the 605b mobile app. The same flagged queue, safe-labeled findings, and workflow actions you get in the 605b mobile app — on the web. Account shows charged-off status on one bureau but only closed-by-creditor on others, with a $185 balance and past-due amount inconsistent across bureaus. The same collection account appears to be reported twice across bureaus with an identical creditor, account number, and balance. Reported balance differs by $40 between two bureaus on an otherwise current account. Review priority, documentation…from 605b.ai

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