Accept Payments with fees up-to 70% lower than Stripe
Hello HN, I'm Youssef, a 26-year-old CEO of LeetPay. I created LeetPay after recognizing the financial strain that transaction fees can have on businesses, big or small in the United States. Just as the saying goes, "Necessity is the mother of invention", so began the journey of LeetPay. LeetPay facilitates direct payments from your client’s bank to yours, effectively bypassing the traditional card payment systems. The idea behind LeetPay was to simplify payment processing while minimizing associated costs. Our service operates at a flat 1% fee per transaction, a solution that could…
In plain words
LeetPay is a payment processing service that enables direct bank-to-bank transfers between businesses and their clients, bypassing traditional card payment systems. It charges a flat 1% fee per transaction, significantly lower than standard credit card processors. The service is designed for businesses of all sizes in the United States, with particular focus on B2B SaaS companies that make recurring payments, helping them reduce transaction costs substantially.
written from the facts on this page · September 2026
From the sources
In the maker’s words, at launch
Hello HN, I'm Youssef, a 26-year-old CEO of LeetPay. I created LeetPay after recognizing the financial strain that transaction fees can have on businesses, big or small in the United States. Just as the saying goes, "Necessity is the mother of invention", so began the journey of LeetPay. LeetPay facilitates direct payments from your client’s bank to yours, effectively bypassing the traditional card payment systems. The idea behind LeetPay was to simplify payment processing while minimizing associated costs. Our service operates at a flat 1% fee per transaction, a solution that could potentially save you thousands of dollars each year. Which is much lower than credit card payment providers. While LeetPay is a general solution for payment processing, we've particularly honed in on a niche that we feel has been underserved - B2B SaaS companies. In this business model, where recurring payments form the backbone of revenue, the persistent drain of transaction fees can significantly impact the bottom line over time. The high volume of transactions that these companies handle presents an excellent opportunity for them to benefit from our flat 1% fee system. By using LeetPay, these companies can preserve more of their earnings and reinvest them back into growing their business. The beauty of this system is in its simplicity and security. Your customers authorize the payment directly through their bank - as straightforward as using a credit card, but more secure due to the direct bank authentication. To ensure seamless adoption, we've developed a user-friendly API that easily integrates into your existing workflows and website. What's more, we currently support 92% of US banks, making our solution widely accessible. For your peace of mind, we also prioritize transaction protection and offer robust security measures. I am aware that there's always room for improvement. LeetPay is not perfect, but it's been a labor of love. As a fellow builder, I understand the value of feedback and constant iteration. I would genuinely appreciate any insights or suggestions you might have. You can check out our website at www.leetpay.me Thank you for taking the time to read about LeetPay. I am excited to hear your thoughts and feedback. Thank you HN :) , Youssef
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Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…
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