Affordly
A more honest home loan calculator for India
What it does
Find out what home loan EMI you can responsibly afford — not just what a bank approves. Free India calculator factoring in your real income, expenses, and safety margin.
Most calculators show the maximum a bank will lend you. Affordly shows a healthier, more personal number — updated instantly as you type below. Updates instantly as you type — nothing is saved or sent anywhere. Prefilled at a typical rate — rates vary by lender, so check yours. Enter your monthly salary to see what you can responsibly afford. This is a general guideline, not financial advice. Please verify with a certified financial advisor and your bank before making decisions. Full disclaimer FOIR stands for Fixed Obligation to Income Ratio — the share of your monthly income that goes toward fixed commitments like loan EMIs. Indian banks typically cap FOIR at around 40-50% before…from affordly.co.in
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