Bend (YC S22) A climate-friendly corporate card ($100 to try it)
Hi HN! We’re Ted and Thomas from Bend (YC S22). Today we’re launching a modern corporate card built for climate-friendly business. Just by shifting some of your company spending to Bend, you’ll be helping to reduce climate-changing emissions, thanks to the carbon removal rewards you’ll automatically earn, and our embedded climate analytics. But we know that signing up for a new financial service can take some upfront effort, so we wanted to sweeten the deal — create an account today (Friday Apr 21), and we’ll deposit a *$100 gift* in your account to start spending immediately — see the site…
In plain words
Bend is a corporate card and cash account designed for businesses wanting to reduce their environmental impact. The platform automatically tracks carbon emissions from company spending and provides carbon removal rewards alongside standard business banking features like ACH transfers, wire capabilities, and multi-card issuance with budgets. Users earn 3% yield on deposits and gain access to embedded climate analytics to monitor their environmental footprint. The service targets companies prioritizing sustainability in their financial operations.
written from the facts on this page · September 2026
From the sources
In the maker’s words, at launch
Hi HN! We’re Ted and Thomas from Bend (YC S22). Today we’re launching a modern corporate card built for climate-friendly business. Just by shifting some of your company spending to Bend, you’ll be helping to reduce climate-changing emissions, thanks to the carbon removal rewards you’ll automatically earn, and our embedded climate analytics. But we know that signing up for a new financial service can take some upfront effort, so we wanted to sweeten the deal — create an account today (Friday Apr 21), and we’ll deposit a *$100 gift* in your account to start spending immediately — see the site for details. How it works: - Bend is a modern card and cash account, combined with free carbon accounting and climate rewards - Bend works similarly to how you’d use a business bank account. Send and receive ACH and wires, earn 3% yield on deposits, issue physical and virtual cards with budgets, etc. - Carbon accounting typically runs companies $40k/year and up. We make money off the card interchange (same as any bank), enabling us to offer the carbon accounting for free, and pass through carbon removal rewards. - The way we actually do the carbon accounting is laid out here — we always return a confidence score with every CO2e assessment: https://usebend.com/how-it-works - We have awesome customers like Harmonic AI https://bend.green/harmonic and Fathom https://bend.green/fathom. If you choose, you can create a report of your climate action through Bend like these ones, which you can share with customers, employees, investors, etc. Why tracking and reducing climate-changing emissions is worthwhile: - It’s good for the planet (and free!) - It will help you sell your products to B2C customers who care about the climate, and B2B customers who have set net zero goals (64% of global market cap companies now report on climate data, and are increasingly asking their suppliers to do the same) Our stack: - Rust back end - NextJS front end - Hosted on Vercel - Database from PlanetScale - Card issuing and treasury powered by Stripe and partner banks - Charts with Visx How we got here: We launched Bend last summer as an API https://news.ycombinator.com/item?id=32166140. We’re now launching cards directly, because we’re able to offer the functionality for free, and it’s easier for startups to try it out. Prior to Bend, Thomas and I worked at Abacus, where I was one of the co-founders https://news.ycombinator.com/item?id=7219025 — our background is in fintech, and our goal is to layer in climate insights on top of your financial stack. We’d love it if you tried Bend out!
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