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Commerce · June 13, 2019

Bits

Privacy-first credit app for millennials

Bits launched on June 13, 2019 with 9 votes, #826 of 2,757 launches that month and more than 50% of that year's launches. The site was still online in September 2026, 7 years on.

What it does

Bits is a privacy-first prepaid account + borrowing. Its simple, easy to use, and offers total control, since your borrowing is always tied 2:1 to the money you have in your account.

Build your UK credit score with the Bits credit builder card. Soft check, decision in 60 seconds, reports to all three credit bureaus. Rated Excellent on Trustpilot.

The credit card built for first-timers — with a money app that actually helps. Instant decisions, manageable limits, real bureau reporting. A real Mastercard to spend anywhere, plus a Store Card that saves you up to 5% — together they build your credit faster. On the Bits credit card, clear your balance in full each week to stay on track and build regular repayment habits. Every payment — whether it's missed, on time, or late — is reported to all bureaus, every month. The card that builds your credit and the tools that help you understand your money — all in one place. A soft check that won't affect your credit score — see if you're approved in seconds. Fully automated, in under 60 seconds.…from getbits.app

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Source: Product Hunt launch ↗

Launched alongside, June 2019

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