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Life & fun · June 13, 2019

Killing credit cards – meet Bits, a privacy first borrowing app

Build your UK credit score with the Bits credit builder card. Soft check, decision in 60 seconds, reports to all three credit bureaus. Rated Excellent on Trustpilot.

Killing credit cards – meet Bits, a privacy first borrowing app launched on June 13, 2019 with 13 votes, #752 of 2,757 launches that month and more than 75% of that year's launches. The site was still online in September 2026, 7 years on.

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In plain words

Bits is a privacy-focused borrowing app launched in 2019. It allows users to borrow money while prioritizing data privacy. The app is designed for people who want an alternative to traditional credit cards and prefer a lending service that emphasizes protecting their personal information. Bits stands out for its privacy-first approach to digital borrowing.

written from the facts on this page · September 2026

From the sources

The credit card built for first-timers — with a money app that actually helps. Instant decisions, manageable limits, real bureau reporting. A real Mastercard to spend anywhere, plus a Store Card that saves you up to 5% — together they build your credit faster. On the Bits credit card, clear your balance in full each week to stay on track and build regular repayment habits. Every payment — whether it's missed, on time, or late — is reported to all bureaus, every month. The card that builds your credit and the tools that help you understand your money — all in one place. A soft check that won't affect your credit score — see if you're approved in seconds. Fully automated, in under 60 seconds.…from getbits.app

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Source: Show HN post ↗

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