Budget AI
Stop arguing with your own bank statements.
What it does
I built the first version of this in April 2026, after spending a Sunday morning trying to figure out why my checking account was lighter than I remembered. Three hours, four bank PDFs, one panicked spreadsheet, and a cold cup of chai later, I had an answer (subscriptions, mostly), and a stronger suspicion that this shouldn't be this hard. BudgetAI is the tool I wished existed that morning. It's small, it's opinionated, it doesn't try to be your bank.
Does the same job
all alternatives →- WIWrite It Down – Personal finance trackerOct 2025 · write-it-down.com · ▲271
Everyone’s chasing AI hype. I built a Google Sheet and it quietly took off. In 2020, I made it to track my own finances for income, expenses, savings, yearly summaries etc. I shared it once on Reddit, forgot about it for a year… When I checked back, it had over 130k views and I was honestly stoked! No launch. No funding. No AI. Just a spreadsheet people actually stick with and find useful. I finally gave it a proper home: write-it-down.com Now, more than 2,300 people use it. It’s intentionally boring and that’s why it works. People don’t always need AI. They just need something that actually…
- MSMy side project is helping me manage my finances2023 · financemadelovely.com · ▲9
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
- APAI Powered Daily Budgeting2024 · github.com · ▲11
Lums AI: The Accounting EngineMay 2026 · lums.ai · ▲15Your budget, mathematically guaranteed to be correct.
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