Budget & Debt Payoff Tracker

What it does

A single Excel/Google Sheets workbook that replaces what budgeting apps charge a monthly subscription for. Four connected sheets: a Start Here guide, a color-coded Monthly Budget tracker, a Debt Payoff Planner that auto-ranks debts using the avalanche method, and a Dashboard with live charts. Everything recalculates automatically, nothing static to redo by hand. No app, no account, just a spreadsheet. Works in Excel or Google Sheets. One-time purchase, £7, download and go.

Stop guessing where your money's going. This is a single Excel workbook — four connected sheets, real formulas, nothing you have to configure — that gives you:Start Here — a one-page overview explaining exactly what to fill in and how the sheets connect, so you're not staring at a blank spreadsheet wondering where to begin.Monthly Budget — track income against every expense category, see what's ov

• 
  Debt Payoff Tracker Spreadsheet2025 · ▲9

  Track and crush your debt with ease in Excel & Google Sheets

• 
  Debt Payoff Tracker Template Excel 2025 · ▲7

  Master your debt with an easy-to-use tracker spreadsheet

• 
  Debt Payoff Planner & Tracker Excel2025 · ▲7

  Effortlessly track and pay off debt with our spreadsheet

• 
  Debt Tracker Spreadsheet2025 · ▲11

  Planner & Tracker in Excel & Google Sheets

• 
  DebtMeltProApr 2026 · debtmeltpro.com · ▲107

  Compare debt payoff strategies and become debt-free faster

• 
  Debt Repayment Spreadsheet2025 · ▲7

  Simplify debt repayment with snowball & avalanche strategies

• 
  Lofi Cities – Pixel-art city nights with browser-generated lofi▲319

  Endless lofi beats composed live in your browser, over pixel-art nights in Paris, Tokyo, New York, Hong Kong, Sydney, San Francisco and more. Free, no sign-up.

  Work · 25d ago · loficities.com

• 
  Smooth Recorder▲257

  Mac screen recordings that look edited when you hit stop

  Work · 19d ago · smoothrecorder.com

• 
  Figma Specs▲223

  A container for your context that lives on the Figma canvas

  Work · 3d ago · figma.com

• 
  The rarest tech books and docs you've probably never read▲190

  Work · 13d ago · readrare.com

• TL
  The load-bearing vocabulary of Claude▲710

  Life & fun · Aug 2026 · louisabraham.github.io

• 
  Hey Noah▲656

  A proactive AI executive assistant for founders

  AI · Aug 2026 · heynoah.io

• 
  Clipto MCP▲655

  Hey HN, We recently built Clipto. It’s a tool that lets you search over terabytes of video, audio, and images on your computer, without relying on the cloud. Motivation: we probably all had this similar experience, we know a moment exists in a video or audio, but finding it takes hours scrubbing the timeline. You can send all the media to process in the cloud, but it’s slow, expensive and raises privacy concerns. So we decided to build our own on-device media search engine. How it works (high level): 1. We ingest video, audio, image; normalize formats via ffmpeg; run content analysis to…

  Work · Aug 2026 · clipto.com

• 
  Simple algorithm and color space to generate diverse skin tones▲627

  Hello HN! I found that picking out plausible but diverse skin tones for my digital art and game development projects was kind of difficult, and I got curious about if there was a way to define a color space that made it easy. I've built a color picker and procedural generation algorithm based on the space as well as a bunch of other fun js features and demos throughout the page that use the equations. If you find it interesting, I have lots of explanations of how I built it and what properties the space has. The methodology might be a bit shaky, but hopefully the result is as helpful for…

  Life & fun · Aug 2026 · toneyalexander.github.io

• 
  AdAnt AI▲620

  Claude for viral, high-converting social ads

  AI · Aug 2026 · adant.ai

• 
  Astute▲606

  Automate your B2B brand going viral, with new media creators

  AI · Aug 2026 · company-app.joinastute.com