Capy Budget
AI-powered budgeting. Local-first, private, plain CSV
Capy Budget launched on June 16, 2026 with 3 votes, #6,658 of 22,647 launches that month and more than 50% of that year's launches.
What it does
A local-first desktop app that keeps your data in plain CSV files on your own machine or in your private cloud folder for cross-device sync. An AI layer categorizes transactions, reads receipts, and answers questions about your budget, running on your own API token (Claude or OpenAI).
Local-first budgeting app with AI built in. Your data stays on your machine in plain CSV files. Free and open source for macOS, Windows, and Linux.
No subscription, no cloud, no lock-in. Plain CSV files that you can open in Excel. Cash, checking, savings, credit cards, investments. Every account, every transaction, one view. Spending breakdowns, monthly budgets, net worth over time. Ask in plain English, or just click around. Drop in a CSV from your bank, a statement screenshot, a photo of a receipt. Tell Capy what's there. It does the rest. Pick a folder on your computer. That's your budget. Capy creates a few CSVs. Drag in CSVs from your bank, paste from Plaid, or type them. Capy categorizes. "How do I import from Chase?" "Find duplicates." "Set a groceryfrom capybudget.app
Pricing, as stated on its site
Free — Capy Budget is a free, open-source desktop application with no subscription required. Users download the app for macOS, Windows, or Linux and manage their budget data locally in plain CSV files.
checked October 2026 · prices change
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