Pulse Local, a Mac budgeting app whose AI models run on your machine
A budgeting app with AI on your own machine. Your ledger and your questions both stay on disk. The models download once, then nothing about you leaves.
Pulse Local, a Mac budgeting app whose AI models run on your machine launched on October 13, 2026 with 122 votes, #91 of 3,081 launches that month and more than 95% of that year's launches.
In plain words
Pulse Local is a budgeting app for Mac that runs AI models directly on your computer. Users can input their spending data and ask questions about their finances through a chat interface, with all information—both ledger and queries—staying on their device. The app calculates spending answers from transactions and lets users track where money goes, compare months, and monitor budget limits, with AI models downloaded once and operating locally rather than sending data to external servers.
written from the facts on this page · October 2026
From the sources
Pulse Local is a complete budgeting app, with a chat that answers from your own figures. Other apps keep your ledger on their servers, or send your questions to someone else's model. We keep both on your machine. Your ledger sits on your disk. Then you ask something, and the question plus the rows that answer it go to a hosted model. The models are files next to your ledger. There is no endpoint to send to. Find out where your money went, compare months, or check what is left in your budget. Supported spending answers are calculated from your transactions and read twice before a figure is shown. Check the month and category. Labels above spending answers show what Pulse included. Select one…from pulseos.finance
Pricing, as stated on its site
Free tier, paid plans from $20/mo — Pulse Local offers a free tier with all features included. Paid options are available as one-time payments: $20 (Help Us Build), $40 (Keep It Going), or custom amount (Your Call). Bank sync via Sync P
checked October 2026 · prices change
Does a similar job
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LocalAug 2026 · basecompute.co · ▲107Super excited to launch our new app Local today. What we’ve learned at Base Compute over the last months is that running AI directly on your laptop or workstation gives you maximum privacy and it’s free, but it’s also a massive headache to configure. So we’ve decided what matters is making the experience completely frictionless for users. Local analyses the hardware of your laptop, optimises the AI for it, and recommends the best models for your specific device. It let’s you do what you’re doing with cloud AI already, just for free and on your own machine: Chatting with PDF’s, Recording and…
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Saveo: Track Money and Budget2025 · apps.apple.com · ▲16Link your accounts and track budgets with the help of AI.
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