careless™

What it does

The hassle-free, instant insurance app for modern humans and digital tribes. Pay monthly, cancel anytime. Insurance membership on your terms. You love it? We cover it, in minutes*.

Get your business covered in minutes. Public liability, employers

Most businesses are, and never find out until something goes wrong. We make sure you're not one of them. Answer a few questions and see your price in minutes, from your phone or your desk. No endless forms, no long phone calls. Buy online and get on with your day. Real financial strength behind every policy, arranged with Kovrilo and regulated by the FCA. Getting covered shouldn't be a project. Start to finish, it's all online. “We're out on location constantly, so the risks are real. For once we found all the cover we needed in one place, and getting set up was genuinely easy.” “My account is my income. One hack and I could lose everything I've built, my community, my brand deals, years of…from careless.insure

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  Ditto Insurance2022 · joinditto.in · ▲184

  Spam-free, personalized insurance advice

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  Cover2016 · usecover.com · ▲248

  Property insurance by photo

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  Protection2016 · ▲13

  Stop overpaying for phone insurance.

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  Hedvig2019 · hedvig.com · ▲74

  Insurance built on top of A.I for social good.

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  Dinghy2018 · ▲111

  Freelancer insurance that's faster, cheaper and fairer

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  Squeeze2017 · squeeze.com · ▲64

  Smarter & easier personal finance starts here

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  Brew ▲900

  Like Claude design for email marketing

  AI · May 2026 · brew.new

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  Kilo Code for VS Code▲896

  Parallel agents, diff reviewer, and multi-model comparisons

  Dev tools · May 2026 · kilo.ai

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  StoreClaw▲806

  Grow your store profits with agents that know how to sell

  AI · May 2026 · storeclaw.ai

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  PollyReach▲795

  Give your agent a real number and voice to make calls.

  AI · May 2026 · pollyreach.ai

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  Needle: We Distilled Gemini Tool Calling into a 26M Model▲776

  Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…

  Life & fun · May 2026 · github.com

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  Files.md – Open-source alternative to Obsidian▲730

  🌱 Private, quiet space for thinking. Simple app for .md files. - zakirullin/files.md

  Dev tools · May 2026 · github.com