Commerce · alternatives · 2026

24 alternatives to careless™

Instant, pay monthly cover for modern humans

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Ditto Insurance▲184

   Spam-free, personalized insurance advice

   2022 · joinditto.in · its alternatives →

2. 2
   Cover▲248

   Property insurance by photo

   2016 · usecover.com · its alternatives →

3. 3
   The Lemonade Insurance API▲246

   Opening up insurance powered by AI to the world

   2017 · lemonade.com · its alternatives →

4. 4
   Better▲172

   Better finds the money your health insurance owes you.

   2017 · getbetter.co · its alternatives →

5. 5
   Tandem▲267

   Limit Venmo requests & money fights with expense sharing

   2023 · usetandem.com · its alternatives →

6. 6
   Protection▲13

   Stop overpaying for phone insurance.

   2016 · its alternatives →

7. 7
   Better▲183

   Health insurance claims made simple

   2017 · getbetter.co · its alternatives →

8. 8
   Hedvig▲74

   Insurance built on top of A.I for social good.

   2019 · hedvig.com · its alternatives →

9. 9
   Dinghy▲111

   Freelancer insurance that's faster, cheaper and fairer

   2018 · its alternatives →

10. 10
    Squeeze▲64

    Smarter & easier personal finance starts here

    2017 · squeeze.com · its alternatives →

11. 11
    Onedox▲162

    The smart way to manage your household bills 🏡🇬🇧

    2018 · its alternatives →

12. 12
    Life Insurance API – Guaranteed and Instant Coverage for your Users▲6

    2018 · news.back9ins.com · its alternatives →

13. 13
    Quilt▲118

    Radically simple insurance (aka, taking the suck out of it)

    2017 · memories.chatbooks.com · its alternatives →

14. 14
    Buddy▲89

    On-demand accident insurance for an active life.

    2020 · its alternatives →

15. 15
    Finlyt▲93

    Buy now and pay later with easy and fixed monthly payments

    2016 · finlyt.com · its alternatives →

16. 16
    HoneyInsured▲111

    The easiest way to get health insurance

    2015 · its alternatives →

17. 17
    Wyshbox▲117

    Introducing a 100% online, tech-powered life insurance

    2021 · wysh.com · its alternatives →

18. 18
    Haven Simple by Haven Life▲83

    Haven Simple is life insurance that is 100% no exam.

    2020 · its alternatives →

19. 19
    Marble Insurance App▲93

    The first all-in-one app & rewards program for insurance

    2022 · wallet.marblepay.com · its alternatives →

20. 20
    Avibra▲69

    Earn insurance simply with your good habits.

    2019 · avibra.com · its alternatives →

21. 21
    Easybilling▲91

    AI-native billing & payments for usage-based AI products

    Jun 2026 · its alternatives →

22. 22
    Rover | The Insurance Robot▲80

    The easiest way to buy insurance: your virtual assistant

    2017 · its alternatives →

23. 23
    Authentic Instant Estimate▲31

    Built to save your businesses time and money

    2024 · os.authenticinsurance.com · its alternatives →

24. 24
    Be Thrifty Today▲65

    A simple and secure money manager app.

    2020 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →