Cash Back Captain

What it does

Cash Back Captain turns your spending habits into a personalized, math-based credit card portfolio. Enter your monthly spending and the cards already in your wallet, and it finds your optimal 1–3 card portfolio and shows how much more you could earn. No digging through affiliate-heavy review sites or pulling out a calculator, just clear recommendations tailored to how you actually spend.

Calculate the best credit cards for your personalized spending habits and maximize your rewards. Free to use, no signup required.

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  The Status Credit Card2022 · statusmoney.com · ▲63

  Turn your spending into an investment automatically

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  RewardsRebate2023 · ▲73

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  Waly2021 · apps.apple.com · ▲73

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  Birch2016 · bugiscredit.sg · ▲157

  Find the best credit card for your spending.

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  CardPointers2022 · cardpointers.com · ▲112

  Easily earn more cash back & points from your credit cards

• IB
  I built a tool to manage and compare credit card rewards2025 · rewards.getonecard.io · ▲87

  This is a free tool that helps you manage and visualize your credit card rewards across different categories. You can input the cards in your wallet and see how they complement each other, spot gaps in your setup, and also see the best card to use for a given merchant. I’m also a founder at OneCard, where we’re building a smart card that’ll eventually handle all of this automatically, routing each purchase to the best card in real-time. Would love feedback from the HN community!

• TL
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  Work · Aug 2026 · clipto.com

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  Life & fun · Aug 2026 · toneyalexander.github.io

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  AdAnt AI▲620

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