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Commerce · March 27, 2026

Centimo

Track expenses by texting on WhatsApp — no app needed

Centimo launched on March 27, 2026.

What it does

Centimo is an AI finance assistant that lives in WhatsApp. Just text your expenses, send a voice note, or snap a receipt, Centimo categorizes everything automatically and keeps your finances up to date. Ask anything: "how much did I spend on food this week?" Get an instant answer. Split group expenses, track who owes you, manage subscriptions, and export to Excel,all without leaving the chat. Free to start. Works in English and Spanish. No app to download, no account to set up. Just WhatsApp.

Track your finances effortlessly on WhatsApp. Just text your expenses — AI categorizes, reports, and helps you save.

Text what you spent. Snap a receipt. Ask how your month looks. Centimo handles everything — right in WhatsApp. No apps to download. No accounts to set up. Just open WhatsApp and start tracking. Text, snap a receipt photo, or send a voice note — however you prefer to log your spending. Centimo instantly understands the amount, merchant, and category — no manual entry needed. Ask questions, request reports, or let Centimo send you automatic daily and weekly summaries. Chat to log expenses on the go, then open the Console on any browser for charts, filters, exports, and the full picture. No more asking how much did you spend. With shared accounts, everyone in your household logs expenses to…from centimo.ai

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Source: Product Hunt launch ↗

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