Commerce · alternatives · 2026

24 alternatives to Centimo

Track expenses by texting on WhatsApp — no app needed

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Trexy | Track Expenses Easily▲88

   Track expenses and debts easily with multi-currency support.

   2021 · apps.apple.com · its alternatives →

2. 2
   Blahget▲100

   Voice-based AI expense tracker app

   2024 · apps.apple.com · its alternatives →

3. 3
   Pango▲11

   Track, share & settle group expenses on WhatsApp

   Nov 2025 · its alternatives →

4. 4
   NekoExpense▲103

   Save time by capturing expenses with just Whatsapp and Email

   2024 · nekoexpense.com · its alternatives →

5. 5
   Receiptist▲8

   AI Expense Tracker & Visual Budgeting inside Telegram

   Dec 2025 · receiptist.app · its alternatives →

6. 6
   Dineros▲3

   Daily Expense tracker

   May 2026 · its alternatives →

7. 7
   WhatsApp Expense Tracker▲2

   Track expenses via WhatsApp with AI and PostgreSQL

   2025 · n8n.io · its alternatives →

8. 8
   Spentoro▲5

   Track expenses, chat naturally

   2025 · spentoro.com · its alternatives →

9. 9
   FinMate▲11

   Your smart expense tracker

   2025 · its alternatives →

10. 10
    CashKaka▲10

    WhatsApp AI Expense Tracker

    2024 · cashkaka.com · its alternatives →

11. 11
    Feon▲3

    Manage money as easy as chat.

    Dec 2025 · feon.ai · its alternatives →

12. 12
    Exflo▲2

    AI Financial Assistant: Just chat to track expenses.

    Jun 2026 · exflo.cloud · its alternatives →

13. 13
    MoneyChat▲9

    Easy and smart budget tracker app

    2025 · moneychat.pro · its alternatives →

14. 14
    Cently▲6

    Chat with your money. Build better habits.

    Jun 2026 · cently.ai · its alternatives →

15. 15
    Spendr▲2

    The personal finance assistant that lives in WhatsApp.

    Jun 2026 · spendr.in · its alternatives →

16. 16
    Obolos▲9

    Expense tracking for people who live in two currencies

    Jul 2026 · obolos.vercel.app · its alternatives →

17. 17
    Talkie Spendy (Beta)▲6

    Hi HN — I'm Emerik, maker of *Talkie Spendy*, a mobile app that logs expenses by voice instead of typing. I kept abandoning budgeting tools because manual entry felt like homework, so I built something that records a purchase in under five seconds. *How it works:* tap once, say “4 dollars 50 coffee at Starbucks.” Audio is sent to the ElevenLabs speech-to-text API for transcription, then a lightweight OpenAI prompt extracts amount, merchant and category. Only that JSON (with the original timezone) syncs to Supabase. Everything’s built in FlutterFlow, with instant charts and CSV export.…

    2025 · talkiespendy.com · its alternatives →

18. 18
    Munimji ▲9

    Your Money Sorted with AI—No Effort Needed.

    2025 · t.me · its alternatives →

19. 19
    ChatExpense▲7

    AI Expense tracker with text, voice, and image chat input.

    2025 · its alternatives →

20. 20
    Payback: Money & Expenses▲8

    Track who owes what — without a login or a bank connection

    Jun 2026 · apps.apple.com · its alternatives →

21. 21
    Masari App▲7

    AI-Powered Expense Tracking

    May 2026 · masari.salahslab.com · its alternatives →

22. 22
    Tanda▲7

    Say what you spent. Tanda logs it instantly.

    Jul 2026 · tanda.mrg.sh · its alternatives →

23. 23
    Receipto▲7

    Your bills and warranties, managed on WhatsApp

    Apr 2026 · receipto.aurexdigital.in · its alternatives →

24. 24
    MintAi - Expense Tracker▲6

    Track spending with voice & Ai

    2025 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →