Alternatives

Products that do what Cently does

Chat with your money. Build better habits.

1. 1
   Penny▲245

   A personal finance coach that's simpler than Mint

   2015

2. 2
   Cashews: Ultimate Personal Finance App▲369

   Say goodbye to financial anxiety

   2023

3. 3
   SuperMoney▲181

   Your money stress, solved by AI.

   Mar 2026 · supermoney.com

4. 4
   Monarch AI Assistant▲173

   Makes managing your money as easy as having a conversation

   2023

5. 5
   Perplexity Finance▲164

   See your full financial life, bank to brokerage in one place

   Apr 2026 · perplexity.ai

6. 6
   Pennies▲195

   Incredibly simple personal budgeting app for iOS

   2014

7. 7
   FinKitty▲107

   Your finance pet that cheers every smart money move

   Oct 2025

8. 8
   Tango▲111

   Improving couple's finance and communication around money

   2023

9. 9
   ledgerly▲16

   a net-worth-centered expense tracker app

   Nov 2025

10. 10
    Ulys▲73

    An app that makes group expenses easier

    2017

11. 11
    Moneyball▲19

    AI finance tracker for multi-bank, multi-currency households

    Jun 2026 · moneyball.me

12. 12
    Cashly▲87

    Budget planner & finance tracker for iOS

    2020

13. 13SA
    Spendy – a simple money tracker (iOS app)▲59

    2014 · dl.dropboxusercontent.com

14. 14
    Coinly▲3

    Budget tracker with an AI assistant that does the work

    Jul 2026 · coinlyapplication.com

15. 15
    Limitly▲4

    Helping India stay under budget

    Feb 2026 · limitlyapp.in

16. 16FA
    Fungible – A local personal finance app in the terminal▲30

    Fungible is a terminal-based personal finance app that fills the Mint-shaped void in my life. It runs using your own plaid credentials (optional) and has its own integrated chatbot (also optional and BYO key). You connect banks via Plaid or import CSVs. Transactions get auto-categorized by rules you define. On top of normal categories there's a flexibility layer (fixed / flexible / discretionary) so you can see at a glance what's actually controllable spending. There are also tags (also separate from categories) for isolating things like trips or hobbies. The financial health…

    May 2026 · github.com

17. 17
    Rolly: AI Money Tracker▲29

    Makes expense tracking simpler and interesting with AI

    2024

18. 18MT
    Maybe – The personal finance app for everyone▲25

    2025 · maybefinance.com

19. 19
    Assetli.app▲32

    Personal finance & net worth, wired to your AI

    22d ago · assetli.app

20. 20
    centavo▲2

    Smart Money. Simple Life

    Feb 2026 · apps.apple.com

21. 21
    Finty: Your Spending, Smarter.▲11

    See your money clearly. All in one app.

    Nov 2025

22. 22
    WiseFlow▲13

    Your money finally makes sense ! Meet Your New AI comapnion.

    Jun 2026 · wiseflowapp.com

23. 23
    Threshold Money▲7

    A fresh take on personal finance, for the AI era

    19d ago · thresholdmoney.app

24. 24
    SimpleMonth▲6

    Reconcile Personal Monthly Finances with AI in 5 min or Less

    Feb 2026 · simplemonth.com

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