AI · alternatives · 2026
24 alternatives to Cently
Chat with your money. Build better habits.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Say goodbye to financial anxiety
2023 · cashews.finance · its alternatives →
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Meet Penny, your personal finance coach. Spend smarter, save more, live happier.
2016 · pennyapp.io · its alternatives →
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Makes managing your money as easy as having a conversation
2023 · monarch.com · its alternatives →
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Stay on top of your finances the simple way! Try for Free!
2019 · quicken.com · its alternatives →
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FinKitty▲107Your finance pet that cheers every smart money move
Oct 2025 · finkitty.com · its alternatives →
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Finlytics▲12Your smart finance tracker — powered by UPI, SMS & you.
2025 · play.google.com · its alternatives →
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Dunnly▲60Simplifying payment collections with artificial intelligence
2019 · brandbucket.com · its alternatives →
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Spendly.▲6Money management made effortless
2025 · app--spendly-e1fd5345.base44.app · its alternatives →
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Moneyball▲19AI finance tracker for multi-bank, multi-currency households
Jun 2026 · moneyball.me · its alternatives →
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Cent Capital - Your AI-powered financial co-pilot for intelligent personal finance management
2025 · cent.capital · its alternatives →
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Coinly▲3Budget tracker with an AI assistant that does the work
Jul 2026 · coinlyapplication.com · its alternatives →
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Master Your Money -Automate Your Personal Finances
2025 · amitconnect44.gumroad.com · its alternatives →
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Fungible is a terminal-based personal finance app that fills the Mint-shaped void in my life. It runs using your own plaid credentials (optional) and has its own integrated chatbot (also optional and BYO key). You connect banks via Plaid or import CSVs. Transactions get auto-categorized by rules you define. On top of normal categories there's a flexibility layer (fixed / flexible / discretionary) so you can see at a glance what's actually controllable spending. There are also tags (also separate from categories) for isolating things like trips or hobbies. The financial health…
May 2026 · github.com · its alternatives →
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Treasury AI▲20Hi HN! I'm excited to share that Treasury (https://treasury.sh) is now available on the iOS App Store. Treasury is a personal finance app I've been building, and we just opened up our public beta. We'd love your feedback. Currently, Treasury has a set of core building blocks that let you create financial setups as simple or as complex as you want. You can track your net worth, analyze spending, spot recurring transactions, and build budgets that actually match how you think about money. Download it from the App Store and let me know what you think.
Jun 2026 · treasury.sh · its alternatives →
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finance, compound interest, savings
2025 · play.google.com · its alternatives →
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Makes expense tracking simpler and interesting with AI
2024 · rolly.framer.website · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →