nowfound

Commerce · August 18, 2026

Coinage

Keep your money invested until the moment you need it.

What it does

Money you plan to spend sits in checking, earning nothing. Coinage is built on one belief: every dollar should be working until the second it's spent. Invest in diversified ETF portfolios called Nests, set a rule like "sell my gains at 5% toward my spending," and live your life. Coinage handles the selling automatically. Spend Match works in reverse: everyday purchases trigger small new investments. Invested and ready to spend, both at once.

Every account you own is either ready or earning, never both. Coinage is both: your money stays invested and stays ready to spend when you need it. Keep your card, keep your points, and let the gains go toward the bill.

Does the same job

all alternatives →
  • Freetrade2019 · ▲274

    Invest in stocks & ETFs for free, get started in seconds.

  • Vault2017 · ▲283

    Automatically save for retirement every time you’re paid

  • Stockpile2017 · ▲141

    Invest on your terms. Buy stock by the dollar.

  • Robinhood Instant2016 · ▲358

    The fastest way to trade stocks. Instant access to deposits

  • Argent2020 · ▲205

    Crypto's first one tap app to earn and invest

  • 2TheMoon2021 · ▲102

    Have a look at the assets that could make you money

More commerce this month

the category →
  • Billing that survives a processor shutdown

    Commerce · 13d ago · paymentkit.com

  • Compare your startup equity grant for free.

    Commerce · 26d ago · equitybee.com

Launched alongside, August 2026

the whole month →
  • TL

    Life & fun · 10d ago · louisabraham.github.io

  • Hey Noah641

    A proactive AI executive assistant for founders

    AI · Aug 2026 · heynoah.io

  • Let agents source clips from terabytes of your local video

    Work · 18d ago · clipto.com

  • SA

    Hello HN! I found that picking out plausible but diverse skin tones for my digital art and game development projects was kind of difficult, and I got curious about if there was a way to define a color space that made it easy. I've built a color picker and procedural generation algorithm based on the space as well as a bunch of other fun js features and demos throughout the page that use the equations. If you find it interesting, I have lots of explanations of how I built it and what properties the space has. The methodology might be a bit shaky, but hopefully the result is as helpful for…

    Life & fun · Aug 2026 · toneyalexander.github.io

  • AdAnt AI608

    Claude for viral, high-converting social ads

    AI · Aug 2026 · adant.ai

  • I trained a 125M-parameter transformer to autocomplete piano performances in real time (~108 notes/sec on an iPhone 15). The idea is basically GitHub Copilot or Tabnine, except instead of prompting it with code, you prompt it by playing a few notes on a MIDI piano. The model then continues what you played, entirely on-device. The app is free if anyone wants to try it. Happy to answer questions about the model, training, Core ML, or the many things that didn't work.

    AI · 17d ago · simedw.com