employkids
The IRS lets you hire and pay your kids for real work. That earned income can go into a Roth IRA and grow tax-free. $4k/year from age 10-18 becomes over $1M by retirement. The catch? Paperwork. Agreements, work logs, payment records. Most parents never bother because it's annoying. employkids makes it easy.
employkids launched on January 28, 2026 with 112 votes, #297 of 14,584 launches that month and more than 95% of that year's launches.
What it does
The IRS lets you pay your kids for real work. That income can go into a Roth IRA and grow tax-free. $4k/year from age 10-18 becomes over $1M by retirement. The catch? Paperwork. Agreements, work logs, payment records. Most parents never bother because it's annoying. We make it easy.
Pay your kids for real work. Keep organized records. Prepare Roth IRA and tax worksheets. You remain responsible for legal and tax compliance.
Hire your kids. Fund their Roth IRA. We handle the paperwork. Most people wait until their 20s or 30s to open a Roth IRA. Your 7 -year-old can start today. Open a custodial account and contribute on their behalf until they're 18. Pick a starting age and yearly contribution. In this calculator, we assume contributions stop at 18. Their Roth IRA keeps growing until they retire at 65. Assumes a 7% annual return: a conservative, inflation-adjusted long-run S&P 500 figure (the nominal historical average is about 10%). You can only contribute to your child's Roth IRA if they have earned income . 1 Pay them a fair rate for real tasks. The same you'd pay anyone else. They learn responsibility. You…from employkids.com
Does a similar job
all alternatives →
PixieDec 2025 · trypixie.com · ▲6Hi HN, I’m an anesthesiologist and YC alum. I built Pixie initially for my own kids. There’s a little-known but completely legal tax rule in the US: If a child has legitimate earned income, you can contribute to a custodial Roth IRA for them. And you can start as early as 5-6 years old. But when I spoke with my friends, everyone was confused and concerned about compliance. Most parents: • Don’t know what qualifies as legitimate work • Don’t know how to document it properly • Are nervous about audit risk • Or give up entirely Pixie helps parents: • Log real work performed by their child such…
How long do I need to work at my salary before I can coast, or retire?28d ago · github.com · ▲51Contribute to karmanyaahm/budget-tools development by creating an account on GitHub.
Source: Product Hunt launch ↗
Launched alongside, January 2026
the whole month →- IN
Hey HN! I wanted to share something I built over the last few weeks: isometric.nyc is a massive isometric pixel art map of NYC, built with nano banana and coding agents. I didn't write a single line of code. Of course no-code doesn't mean no-engineering. This project took a lot more manual labor than I'd hoped! I wrote a deep dive on the workflow and some thoughts about the future of AI coding and creativity: http://cannoneyed.com/projects/isometric-nyc
AI · Jan 2026 · cannoneyed.com
Automatic AI-powered code reviews the moment you open a PR
Dev tools · Jan 2026 · kilo.ai
