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Commerce · August 19, 2026

Family Budget Ledger

Track your budget, catch a shortfall before it hits

What it does

Family Budget Ledger tracks 12 months of income and expenses and shows a running cash balance that turns red the moment it goes negative — an early warning instead of finding out from your bank statement. Add unlimited custom lines for anything that doesn't fit a standard category (rental income, a relative's contribution, whatever). Comes as both an offline HTML app and an Excel workbook. Compare your spending mix against editable benchmarks, see a visual breakdown by category.

Stop finding out you're overdrawn after the fact. Family Budget Ledger tracks your household income and expenses across 12 months and shows your running cash balance — turning red the moment it dips negative, so you see a shortfall coming instead of discovering it in your bank statement.What's included Both an offline HTML version (runs in any browser, no install) and an Excel workbook — use which

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