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Commerce · August 24, 2026

Find Your True Hourly Rate

Free freelance rate & tax calculator + invoice maker

What it does

Calculate your exact freelance hourly and day rate based on desired take-home salary, business expenses, and self-employment taxes.

Plan your freelance income, expenses, taxes, savings, and rates with a practical financial planning calculator built for independent professionals.

Build a financial plan around the income you actually want. Account for expenses, taxes, vacation, and realistic billable hours before deciding what to charge. Tell SoloLedger what you want to earn and how you operate. Your target rate is calculated from the entire financial picture—not just a salary number. Start with what you want to take home. We'll work backward through taxes, expenses, time off, billable capacity, revenue, and pricing to build a practical freelance financial plan. Enter your goals and operating assumptions to calculate the revenue and rate your business needs. What you want to personally keep after estimated taxes and business expenses. Software, equipment, insurance,…from solo-ledger.com

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