Finledge - Expense Tracker

What it does

A privacy-first expense tracker built: 1. SMS auto-detection (India) 2. Budget tracking 3. Savings goals 4. Loan management 5. CSV export 6. Everything stored locally on your device No ads. No data selling. No nonsense.

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  Track expenses, budget, manage bills, and save money

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  Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…

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