FuturePath
The most sophisticated free retirement calculator
What it does
FuturePath models your full retirement picture: 1,000 Monte Carlo simulations, all 50-state tax engines, semi-retirement phases, recession stress tests (1929–2020), Roth conversion ladders, and spouse/dependent planning. Free. No account required to start.
Does the same job
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I made a retirement simulator: 125 years of data, 25 countries11d ago · foresightplanner.com · ▲16A complete retirement planner covering accounts, taxes, pensions, withdrawals, and life events, stress-tested against thousands of simulations drawn from over a century of real market history. Start with a free quick check, no sign-up required.
- FRFree retirement simulators (Monte Carlo and tax-aware planning)Nov 2025 · pulse-browser.com · ▲8
You can adjust inputs and immediately see how the outcome changes. Results include clear success rates, cash-flow charts, and an “Under the Hood” view that shows exactly how the numbers are worked out.

Roth Conversion CalculatorJul 2026 · roth-conversion-calculator.kindoflost.com · ▲4Free Roth conversion calculator that minimizes lifetime tax

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