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Dev tools · May 15, 2025

HO

Hyprsqrl – open-source revolut you can self-host (live iban/sepa/ACH)

Hi HN! Ben here from hyprsqrl, and I just open-sourced something we’ve been quietly running in production: *hyprsqrl is a self-hostable bank. Think Revolut (if you know it), but every line of code is MIT/AGPL, you can run it on your own box, and the crypto bits stay hidden under the hood. --- ### Why we built it Moving money between USD and EUR still means wire fees, surprise freezes, and “call your bank” hoops. Fintechs like Revolut help—until their pricing changes or a regulator knocks. hyprsqrl aims for the resilience of self-hosting *without* forcing users to study crypto. Two…

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What it does

In the maker’s words, at launch

Hi HN! Ben here from hyprsqrl, and I just open-sourced something we’ve been quietly running in production: *hyprsqrl is a self-hostable bank. Think Revolut (if you know it), but every line of code is MIT/AGPL, you can run it on your own box, and the crypto bits stay hidden under the hood. --- ### Why we built it Moving money between USD and EUR still means wire fees, surprise freezes, and “call your bank” hoops. Fintechs like Revolut help—until their pricing changes or a regulator knocks. hyprsqrl aims for the resilience of self-hosting *without* forcing users to study crypto. Two recent shifts made that finally doable: * *wallet abstraction UX is catching up*—passkey login support is coming next week (good-bye seed phrases) * *one-API on/off ramps* (AlignLabs today) let us bridge SEPA ↔ stablecoin and ACH ↔ stablecoin cheaply Right now we lean on Privy for auth + wallet orchestration, but the plan is to drop it as soon as passkeys land and minimize third-party dependencies across the board. --- ### What’s live today * IBAN & SEPA inbound → auto-minted USDC/EURC on-chain * ACH payouts (live AlignLabs environment) * Next.js dashboard for balances, transfers, audit log * In production moving real money since May 2025 --- ### What’s next * *passkey auth* replacing Privy (in review) * *earn module* (yield on idle balances) nearly done * *pots / budgeting allocations* work but getting another design pass * extra fiat ramps for redundancy * smoother one-click self-hosting (docker works now but could be simpler) --- ### How to try it * GitHub: https://github.com/different-ai/hyprsqrl * Live app: https://hyprsqrl.com — spin up a IBAN/ACH in seconds Self-hosting still painful, but the rails are live—give it a whirl!

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