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Growth · July 13, 2022

IA

Inflation-adjusted stock charts – Total Real Returns

Here's a little side project I’ve been working on: https://totalrealreturns.com/ The Total Real Returns chart demonstrates the preservation or growth of real wealth more clearly than conventional (nominal-dollar, price-only) stock charts, because: (1) we include the effects of inflation-diminished purchasing power, and (2) we include the effects of reinvesting dividends from the initial investment. I found it harder to explain the y-axis in words than it was to do the math, so please let me know if you think the "baguettes" explanation on the homepage helps. I was up until 4am…

In plain words

Total Real Returns provides inflation-adjusted stock charts that show actual wealth growth rather than nominal price movements. The tool accounts for both inflation's impact on purchasing power and reinvested dividends, giving investors a clearer picture of real returns over time. Designed for anyone analyzing long-term stock performance, it uses current inflation data to adjust historical prices, making comparisons across different time periods more meaningful and accurate.

written from the facts on this page · September 2026

From the sources

In the maker’s words, at launch

Here's a little side project I’ve been working on: https://totalrealreturns.com/ The Total Real Returns chart demonstrates the preservation or growth of real wealth more clearly than conventional (nominal-dollar, price-only) stock charts, because: (1) we include the effects of inflation-diminished purchasing power, and (2) we include the effects of reinvesting dividends from the initial investment. I found it harder to explain the y-axis in words than it was to do the math, so please let me know if you think the "baguettes" explanation on the homepage helps. I was up until 4am ET finishing some features on this, and then at 8:30am ET the BLS released the new CPI numbers through their API: https://download.bls.gov/pub/time.series/cu/ and I was able to manually re-run my daily cronjob with the new numbers, so it's up to date! If you catch any bugs, please let me know via the “Report a bug” link in the footer of every page. Some FAANG examples: https://totalrealreturns.com/s/META https://totalrealreturns.com/s/GOOGL https://totalrealreturns.com/s/AMZN https://totalrealreturns.com/s/AAPL https://totalrealreturns.com/s/NFLX Comparing three Vanguard treasury funds, showing vividly the impact of bond duration (short-term, intermediate-term, long-term) on both risk and reward: https://totalrealreturns.com/s/VFISX,VFITX,VUSTX

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