Kakeibo: Goal & Budget Planner
The 1904 Japanese budgeting method, now on iPhone
What it does
Kakeibo is the Japanese household ledger Hani Motoko published in 1904. Four spending categories, one savings promise made before the month starts, four questions answered when it ends. The app does the arithmetic and leaves the reflecting to you. Free tier.
Kakeibo is the Japanese household ledger Hani Motoko published in 1904: four spending categories, four questions, and a monthly reckoning you write by hand. This site does the arithmetic with you and leaves the reflecting to you.
Four spending categories, one savings promise made before the month starts, and four questions answered when it ends. Published in 1904, and this site has done the arithmetic around it. Live arithmetic, running in your browser. The split is our suggested starting shape for a blank ledger, not a rule kakeibo ships, and every calculator here lets you move it. Nothing on this site repeats the claim that kakeibo saves 20 to 35 percent. We went looking for a primary source and could not find one. Few enough to hold in your head at the counter, which is where the decision actually gets made. 130 everyday expenses, each argued into one envelope, with the awkward cases settled separately rather…from kakeibomethod.com
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