Kept

What it does

Most finance apps want your bank credentials and $10/month. Kept wants neither. Track income, expenses, and budgets with a beautifully designed iOS app that keeps your data on-device. Face ID lock, iCloud sync across devices, 27+ currencies, analytics dashboards, recurring transactions, CSV import/export — all built with zero third-party code. No accounts to create. No ads. No subscriptions. Your financial data never touches our servers because we don't have servers. Built 100% native Apple.

Track spending, set budgets, and understand your finances in a simple, calm way. No accounts, no tracking, no ads. Privacy-first budgeting app for iOS and Android.

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  Keep, an iOS app that helps you love how you spend every dollar2014 · trykeep.com · ▲11

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  Whisper MoneyNov 2025 · whisper.money · ▲47

  Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…

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  WalletlyJun 2026 · apps.apple.com · ▲3

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