Commerce · alternatives · 2026
24 alternatives to Kept
Track your money privately — no bank links, no subscriptions
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Get 10x higher credit limits, 4x rewards, and expense automation. Trusted by 5,000+ Canadian businesses. Apply in 8 minutes with no hidden fees.
2014 · trykeep.com · its alternatives →
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Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…
Nov 2025 · whisper.money · its alternatives →
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Plan ▲118Finances, expenses, goals and debts, all in your pocket
2023 · apps.apple.com · its alternatives →
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FinArt▲3Reads notifications, tracks expenses, never sells your data.
Apr 2026 · apps.apple.com · its alternatives →
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Walletly▲3The expense tracker that doesn't want your bank password
Jun 2026 · apps.apple.com · its alternatives →
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My Expenses is a very simple app to track expenses for one-time budgets. Let's say you're going on vacations in Italy and you want to allocate $1.500 to this trip. You create a budget "Italy" in 30 seconds and you're ready to go. Each time you make an expense in Italy, you add it to the app in a few seconds and you instantly know you're remaining budget. I'm bored of super complex apps. Yes, they do a lot of things, but it often takes a while to get used to the app and understand all its features. That's why I created this app. I want people to be able to track their expenses in seconds, as…
2023 · apps.apple.com · its alternatives →
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PayCheck▲3Track your money. Your records stay on your phone.
Aug 2026 · play.google.com · its alternatives →
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Budget like nobody's watching. Because nobody is.
Jun 2026 · teralabsllc.com · its alternatives →
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TrakSub▲2Track your subscriptions without sharing your bank
Feb 2026 · traksub.app · its alternatives →
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Pocket Clear▲19Privacy-First Expense Tracker for Couples & Individuals
Feb 2026 · pocketclear.app · its alternatives →
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Minimal, private money manager for iOS — no ads, no payments
Feb 2026 · apps.apple.com · its alternatives →
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Track money privately. Offline. No cloud. No ads. No signup.
Jul 2026 · apps.apple.com · its alternatives →
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Keep track of your spending effortlessly.
2020 · expenses.cash · its alternatives →
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PayShare▲5Track and share your expenses privately via iCloud.
Apr 2026 · payshare.boogdan.com · its alternatives →
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Hi HN! I’m a solo iOS dev who kept losing track of where my grocery and shopping money was going, so I built ReceiptIQ Pro. What it does: - Scan any receipt with on-device AI/OCR and instantly categorize the items. - Auto-build spending charts, budgets, and exportable CSVs—no manual typing. - Works offline; iCloud backup/restore optional. No data leaves your phone unless you choose to. - Small extras: warranty reminders, bill tracking, and income logging. Tech bits: - Swift/SwiftUI on iOS. - Apple’s Vision framework + my own ML post-processing. - A lightweight Python backend…
2025 · receiptiq.me · its alternatives →
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PurePace▲4Private money tracking that never leaves your phone
Jun 2026 · apps.apple.com · its alternatives →
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Vault▲1Your finances,your device.No account, no server, no tracking
May 2026 · privatevault.it.com · its alternatives →
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Keep track of your incomes and expenses with this iOS app
2024 · its alternatives →
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Private and local. No AI or cloud. Just you and your money.
Jun 2026 · finplan.me · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →