Commerce · alternatives · 2026
24 alternatives to Walletly
The expense tracker that doesn't want your bank password
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Kashly▲4Cash expense tracker — no bank, no cards, just you
Jun 2026 · apps.apple.com · its alternatives →
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Kept▲3Track your money privately — no bank links, no subscriptions
Apr 2026 · kept.diversekit.cloud · its alternatives →
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Hi HN, I built Whisper Money because I was frustrated that every personal finance app wanted full access to my bank credentials, fed my transactions into AI systems, or sold my spending data to third parties. Whisper Money takes a different approach: - *No bank credential sharing* - Import your transactions via CSV/XLS exports from your bank. No Plaid, no OAuth to your bank, no third-party integrations that can get breached. - *No AI snooping* - Your transactions are never fed into AI systems you don't control. - *No third-party data sharing* - Your financial data is never shared with…
Nov 2025 · whisper.money · its alternatives →
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Privacy-first expense tracker: offline, encrypted, no server
Apr 2026 · spendly-24hrs.pages.dev · its alternatives →
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Cashly ▲1Cashly – The expense tracker that never sees your data
Mar 2026 · play.google.com · its alternatives →
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Expense tracking without the account, sync, or bank login
Jul 2026 · fincend.com · its alternatives →
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Private, offline budget tracking — no account, no ads
Jul 2026 · play.google.com · its alternatives →
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Pocket Clear▲19Privacy-First Expense Tracker for Couples & Individuals
Feb 2026 · pocketclear.app · its alternatives →
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PayCheck▲3Track your money. Your records stay on your phone.
Aug 2026 · play.google.com · its alternatives →
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Track Your Finances Without Giving Away Your Bank Data
2025 · ledgerly.foodzen.org · its alternatives →
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A simple expense tracker for iOS
Feb 2026 · apps.apple.com · its alternatives →
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Wealthly▲2Budget tracker — no subscription, no account needed
May 2026 · etsy.com · its alternatives →
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Track money privately. Offline. No cloud. No ads. No signup.
Jul 2026 · apps.apple.com · its alternatives →
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Track expenses privately — no login, works on any device
Jul 2026 · unspent.netlify.app · its alternatives →
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Your money, your phone, your privacy.
Jul 2026 · play.google.com · its alternatives →
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Track every expense without connecting your bank
Apr 2026 · apps.apple.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →