Commerce · alternatives · 2026
24 alternatives to PayCheck
Track your money. Your records stay on your phone.
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Record everything about money in one place.
2021 · apps.apple.com · its alternatives →
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Completely free and no-ads expense tracker
2023 · monetal.app · its alternatives →
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FinArt▲3Reads notifications, tracks expenses, never sells your data.
Apr 2026 · apps.apple.com · its alternatives →
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Kept▲3Track your money privately — no bank links, no subscriptions
Apr 2026 · kept.diversekit.cloud · its alternatives →
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Track your money. No ads, no subscriptions, just clarity
2025 · balancetrackr.com · its alternatives →
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Simple, secure expense tracking - your data stays private
Feb 2026 · play.google.com · its alternatives →
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Pocket Clear▲19Privacy-First Expense Tracker for Couples & Individuals
Feb 2026 · pocketclear.app · its alternatives →
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Private, offline budget tracking — no account, no ads
Jul 2026 · play.google.com · its alternatives →
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I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.
Mar 2026 · trackm.net · its alternatives →
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Walletly▲3The expense tracker that doesn't want your bank password
Jun 2026 · apps.apple.com · its alternatives →
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Track money privately. Offline. No cloud. No ads. No signup.
Jul 2026 · apps.apple.com · its alternatives →
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Track expenses offline with complete privacy
Feb 2026 · play.google.com · its alternatives →
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PayClear▲5Private subscription tracker. No bank link, no account.
Jul 2026 · pay-clear.com · its alternatives →
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Minimal, private money manager for iOS — no ads, no payments
Feb 2026 · apps.apple.com · its alternatives →
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Budget like nobody's watching. Because nobody is.
Jun 2026 · teralabsllc.com · its alternatives →
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Simple, offline expense tracking in seconds
Jan 2026 · apps.apple.com · its alternatives →
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See your money clearly. All in one app.
Nov 2025 · finty.tech · its alternatives →
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Cipher▲3Track your money privately, entirely on-device
Aug 2026 · play.google.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →