Dev tools · alternatives · 2026

24 alternatives to Wealthly

Budget tracker — no subscription, no account needed

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.

1. 1
   Wealthfolio: Private, open-source investment tracker▲924

   Thank you for your comments, just some context: - The app is a simple desktop application that works on macOS, Windows, and Ubuntu. - I developed this app for my own needs. Getting tired of SaaS app subscriptions and privacy concerns. - For now, the activities are logged manually or imported from a CSV file. No integration with Plaid or other platforms. - No monetization is planned for now (only a "buy me a coffee" if you use and appreciate the app).

   2024 · wealthfolio.app · its alternatives →

2. 2
   Actual Budgetfree▲278

   Robust and simple budgeting that works

   2019 · actualbudget.org · its alternatives →

3. 3
   Monetal - Expense Tracker▲91

   Completely free and no-ads expense tracker

   2023 · monetal.app · its alternatives →

4. 4
   Cashly▲87

   Budget planner & finance tracker for iOS

   2020 · apps.apple.com · its alternatives →

5. 5
   Profly▲79

   The effortless finance tracker for busy people

   2022 · its alternatives →

6. 6
   Monetal - Expense tracker▲62

   100% free, iOS, Android

   2023 · its alternatives →

7. 7
   ledgerly▲16

   a net-worth-centered expense tracker app

   Nov 2025 · github.com · its alternatives →

8. 8
   Nestly▲3

   Offline budget & expense tracker. No account needed.

   Apr 2026 · manuelgonzga.github.io · its alternatives →

9. 9
   Monifi▲69

   Excel alternative for personal finance management

   Dec 2025 · monifi.app · its alternatives →

10. 10
    Cashly ▲1

    Cashly – The expense tracker that never sees your data

    Mar 2026 · play.google.com · its alternatives →

11. 11
    Analystly.io▲3

    Your personal finance OS for budgeting, net worth, and goals

    Jun 2026 · analystly.io · its alternatives →

12. 12
    Spendly▲1

    Track expenses privately, offline, and without an account

    Aug 2026 · play.google.com · its alternatives →

13. 13
    Spendly▲5

    Budgeting, without the spreadsheet

    Jul 2026 · spendly.my · its alternatives →

14. 14
    Kashly▲4

    Cash expense tracker — no bank, no cards, just you

    Jun 2026 · apps.apple.com · its alternatives →

15. 15
    Walletly▲3

    The expense tracker that doesn't want your bank password

    Jun 2026 · apps.apple.com · its alternatives →

16. 16
    Wealthier▲3

    Track the money you decide not to spend

    Jun 2026 · apps.apple.com · its alternatives →

17. 17
    Spendly.▲6

    Money management made effortless

    2025 · app--spendly-e1fd5345.base44.app · its alternatives →

18. 18
    Budgetly - Personal Budget App▲1

    Money & Expense Tracker

    May 2026 · apps.apple.com · its alternatives →

19. 19
    Networthly▲6

    Private mobile net worth tracking

    2025 · its alternatives →

20. 20
    PennyRa — Budget & Expense Tracker▲4

    Simple budgeting and expense tracking without spreadsheets

    Jun 2026 · pennyra.com · its alternatives →

21. 21
    Budgets, Bills & Net Worth▲2

    Free personal finance tracker — no bank sync, no ads, ever

    Apr 2026 · fintrackrr.com · its alternatives →

22. 22
    Finty: Your Spending, Smarter.▲11

    See your money clearly. All in one app.

    Nov 2025 · finty.tech · its alternatives →

23. 23
    Vaultly - Finance Tracker▲2

    Your finances, finally under control

    Apr 2026 · apps.apple.com · its alternatives →

24. 24
    Budgeto▲3

    The no-nonsense budget tracker — free, simple

    Jun 2026 · budgeto.me · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →