Life & fun · alternatives · 2026
24 alternatives to Spendly
Budgeting, without the spreadsheet
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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2014 · dl.dropboxusercontent.com · its alternatives →
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🍃 Automate your personal finances – for free, with no ads, and no data collection. - kevinschaich/mintable
2019 · github.com · its alternatives →
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Spendly.▲6Money management made effortless
2025 · app--spendly-e1fd5345.base44.app · its alternatives →
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AI Expense Tracker & Visual Budgeting inside Telegram
Dec 2025 · receiptist.app · its alternatives →
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My Expenses is a very simple app to track expenses for one-time budgets. Let's say you're going on vacations in Italy and you want to allocate $1.500 to this trip. You create a budget "Italy" in 30 seconds and you're ready to go. Each time you make an expense in Italy, you add it to the app in a few seconds and you instantly know you're remaining budget. I'm bored of super complex apps. Yes, they do a lot of things, but it often takes a while to get used to the app and understand all its features. That's why I created this app. I want people to be able to track their expenses in seconds, as…
2023 · apps.apple.com · its alternatives →
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A simple, offline budgeting app that just works.
2025 · play.google.com · its alternatives →
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Hi HN — I'm Emerik, maker of *Talkie Spendy*, a mobile app that logs expenses by voice instead of typing. I kept abandoning budgeting tools because manual entry felt like homework, so I built something that records a purchase in under five seconds. *How it works:* tap once, say “4 dollars 50 coffee at Starbucks.” Audio is sent to the ElevenLabs speech-to-text API for transcription, then a lightweight OpenAI prompt extracts amount, merchant and category. Only that JSON (with the original timezone) syncs to Supabase. Everything’s built in FlutterFlow, with instant charts and CSV export.…
2025 · talkiespendy.com · its alternatives →
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A few months ago I realized I had no idea where our money was actually going. Not in a "we're broke" way, just... groceries, random Amazon purchases, subscriptions I forgot about, it all blurred together. I tried a few existing apps but they were either too complex (why does budgeting software feel like filing taxes?) or wanted to sell me credit cards or were expensive and had subscription. Nothing answered the simple question: "who in our household is spending what, and where?" The main insight: my partner and I just wanted to see patterns without judgment. Like "oh, I spent $200 on coffee…
Nov 2025 · calmspend.com · its alternatives →
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Spendly▲1Track expenses privately, offline, and without an account
Aug 2026 · play.google.com · its alternatives →
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Try zero-based monthly budgeting in 5 min. 100% free!
Jan 2026 · jengobudget.com · its alternatives →
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Spendful▲7A deliberately simple iOS app to track your spending
2025 · apps.apple.com · its alternatives →
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Nestly▲3Offline budget & expense tracker. No account needed.
Apr 2026 · manuelgonzga.github.io · its alternatives →
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Spendly▲1Smart expense tracking for Indians, powered by AI
Aug 2026 · play.google.com · its alternatives →
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Wealthly▲2Budget tracker — no subscription, no account needed
May 2026 · etsy.com · its alternatives →
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Over the weekend I launched Go Budget, a side project of mine from the last few years that originally was just an Android app used by me and my wife, but was recreated in Flutter during the pandemic. https://gobudget.io [0] App Store [1] Google Play [2] Privacy Policy Go Budget lets you set up your income and bills (repeating expenses), automates tracking them wherever possible, then makes it as painless as possible to log every day purchases. For individual users the app is free/adfree. I offer a premium subscription that allows you to back up budgets online and invite others…
2020 · its alternatives →
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Open-source expense tracker built for simplicity
Jun 2026 · myspendly.app · its alternatives →
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Hi! I built PaperRight.xyz because I've tried everything: - AI-assisted budgeting tools that promise to "optimize" your spending - Spreadsheets with lots of formulas and color-coded cells - Apps that gamify saving and tell you your financial horoscope, or whatever None of them stuck. They were either too rigid, or too automated, or just too much. I don't need a terminally confused AI financial advisor (or a confused human financial advisor). I just needed something simple that showed me some metrics I couldn't find in any other budgeting app so I built paperright.xyz!
Nov 2025 · paperright.xyz · its alternatives →
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Track expenses in 3 seconds. Just text a Telegram bot.
May 2026 · pocket-flow.app · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →