Alternatives

Products that do what JengōBudget, simple zero-based budgeting does

Try zero-based monthly budgeting in 5 min. 100% free!

1. 1
   Joybudget▲69

   A budgeting tool for busy people - all your data is private

   2019

2. 2
   Monee▲53

   A beautifully simple way to manage your money

   Dec 2025

3. 3
   Zerosum▲3

   Zero-based budgeting that makes sense

   Feb 2026

4. 4
   Zero: Budget with Zero▲4

   Local-first zero-based budgeting, no bank connection

   Jul 2026 · joinzero.app

5. 5
   Zero

   Zero based budgeting app

   May 2026 · zerobudget.ca

6. 6
   BudgetBuddy▲3

   A free budgeting app that helps you track incomes'n expenses

   Apr 2026 · mr-brz.github.io

7. 7GB
   Go Budget, a full-featured manual budget tracker built with Flutter▲6

   Over the weekend I launched Go Budget, a side project of mine from the last few years that originally was just an Android app used by me and my wife, but was recreated in Flutter during the pandemic. https://gobudget.io [0] App Store [1] Google Play [2] Privacy Policy Go Budget lets you set up your income and bills (repeating expenses), automates tracking them wherever possible, then makes it as painless as possible to log every day purchases. For individual users the app is free/adfree. I offer a premium subscription that allows you to back up budgets online and invite others…

   2020

8. 8
   BBudget▲3

   The Simplest Budgeting App in the World

   Jun 2026 · bbudgetapp.netlify.app

9. 9
   Budget Maven▲5

   Free Excel budget tracker with one-click automation

   Jan 2026

10. 10IB
    I build a cross-platform zero-based budgeting app: InstaBudget▲6

    2021 · instabudget.app

11. 11
    OfCashy▲1

    Free zero-based budgeting, right in your browser

    19d ago · ofcashy.com

12. 12
    BudgetNest▲6

    A calmer way to see your money monthly

    Jan 2026

13. 13
    Spendly▲5

    Budgeting, without the spreadsheet

    Jul 2026 · spendly.my

14. 14
    CalBudget▲2

    The calendar-first budgeting app

    Jun 2026 · calbudget.com

15. 15
    SimplyBudget AI (v4)▲7

    Manage Finances Effortlessly

    Jan 2026

16. 16
    BucketFlow▲4

    Zero-based budgeting built like the Barefoot Investor system

    Jun 2026 · mybucketflow.app

17. 17AF
    A free and open-source budgeting app you can self-host▲6

    2019 · github.com

18. 18
    GoldBudget - Budget Planner▲1

    Free budget app, works offline, 7 languages

    Aug 2026 · play.google.com

19. 19TS
    The simplest and easiest app to control your budgets▲8

    2014 · play.google.com

20. 20
    Cadence Money – a budgeting app with no AI features, just an MCP server▲8

    I thought I could make a personal finance app that was simpler, smarter and more privacy-focused than Monarch, YNAB and Copilot. I believe I have, but today that's up to you. While the classic story of using a variety of "analog" tools to manage money does apply to me, the main pillars that pushed me to build Cadence Money were: - Pay for the level of syncing that's used including none - No built-in AI - Fully cross-platform including mobile browsers - Passkeys available day one - Proper Canadian support - No ads even for a book After seven years at 1Password as a Lead PM, I can safely say…

    Jul 2026 · cadencemoney.com

21. 21
    zero: private offline expense tracker▲4

    Track expenses offline with complete privacy

    Feb 2026 · play.google.com

22. 22
    LazyBudget▲1

    zero-based budgeting, automated to the sweet spot

    Mar 2026 · clearbudget.de

23. 23
    SpendMind — Smart Budgeting▲5

    Budget smarter — solo, with family, or as a group

    Mar 2026 · spendmind.kaygeek.com

24. 24
    Budgeto▲3

    The no-nonsense budget tracker — free, simple

    Jun 2026 · budgeto.me

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