Life & fun · alternatives · 2026
24 alternatives to JengōBudget, simple zero-based budgeting
Try zero-based monthly budgeting in 5 min. 100% free!
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.
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Joybudget▲69A budgeting tool for busy people - all your data is private
2019 · joybudget.com · its alternatives →
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- 4SB
2018 · putz.io · its alternatives →
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Zerosum▲3I've been a YNAB user for years but couldn't justify $109/yr for an app where I never used bank sync. So I built my own. ZeroSum is zero-based budgeting (same envelope method) with a full YNAB import wizard — bring your entire budget history over. 50+ currencies, shared budgets, analytics, keyboard shortcuts. $40/yr. Stack: React (Vite + TanStack Router) on Cloudflare Pages, Hono + tRPC on Render. Happy to talk about the technical decisions. Try it free for 35 days: https://zerosum.so
Feb 2026 · zerosum.so · its alternatives →
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Local-first zero-based budgeting, no bank connection
Jul 2026 · joinzero.app · its alternatives →
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BudgetPilot▲13Know your debt-free date & savings, no apps needed.
2025 · tally.so · its alternatives →
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Smart budgeting that builds a plan around your real spending
Jun 2026 · calbudget.com · its alternatives →
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A simple, offline budgeting app that just works.
2025 · play.google.com · its alternatives →
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A free budgeting app that helps you track incomes'n expenses
Apr 2026 · mr-brz.github.io · its alternatives →
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EveryDollar helps you budget to achieve your money goals.
2019 · ramseysolutions.com · its alternatives →
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Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
- 17GB
Over the weekend I launched Go Budget, a side project of mine from the last few years that originally was just an Android app used by me and my wife, but was recreated in Flutter during the pandemic. https://gobudget.io [0] App Store [1] Google Play [2] Privacy Policy Go Budget lets you set up your income and bills (repeating expenses), automates tracking them wherever possible, then makes it as painless as possible to log every day purchases. For individual users the app is free/adfree. I offer a premium subscription that allows you to back up budgets online and invite others…
2020 · its alternatives →
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BBudget▲3The Simplest Budgeting App in the World
Jun 2026 · bbudgetapp.netlify.app · its alternatives →
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Expense tracking & budgeting |simple finance web app
2025 · whizbudget.com · its alternatives →
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Free Excel budget tracker with one-click automation
Jan 2026 · budgetmaven.gumroad.com · its alternatives →
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2021 · instabudget.app · its alternatives →
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Take control of your money, stress-free
2025 · budget.selfsolution.fr · its alternatives →
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Make a budget you'll actually use with guidance from a coach
2025 · mybudgetcoach.com · its alternatives →
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OfCashy▲1Free zero-based budgeting, right in your browser
Aug 2026 · ofcashy.com · its alternatives →
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Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →