Life & fun · alternatives · 2026
24 alternatives to I build a cross-platform zero-based budgeting app: InstaBudget
Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. I build a cross-platform zero-based budgeting app: InstaBudget launched in 2021; newer entries below may have overtaken it.
- 1RM
2014 · rememberthebudget.in · its alternatives →
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2019 · github.com · its alternatives →
- 5MS
For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.
2023 · financemadelovely.com · its alternatives →
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Try zero-based monthly budgeting in 5 min. 100% free!
Jan 2026 · jengobudget.com · its alternatives →
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A simple framework for building stuff that matters
2016 · thehappystartupschool.com · its alternatives →
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Zerosum▲3I've been a YNAB user for years but couldn't justify $109/yr for an app where I never used bank sync. So I built my own. ZeroSum is zero-based budgeting (same envelope method) with a full YNAB import wizard — bring your entire budget history over. 50+ currencies, shared budgets, analytics, keyboard shortcuts. $40/yr. Stack: React (Vite + TanStack Router) on Cloudflare Pages, Hono + tRPC on Render. Happy to talk about the technical decisions. Try it free for 35 days: https://zerosum.so
Feb 2026 · zerosum.so · its alternatives →
- 12
Hey guys, I built an app that follows the envelope budgeting philosophy like YNAB and with beautiful expense breakdown displayed in sankey, line, bar charts. It also tracks your crypto wallet (BTC & ERC20), bank connections through Plaid and brokerage accounts through SnapTrade. Create unlimited categories, cash/loan/credit accounts and start budgeting at https://buildyourbudget.com/
Nov 2025 · buildyourbudget.com · its alternatives →
- 13TS
2014 · play.google.com · its alternatives →
- 14
Hi everyone! I’ve been working on a small personal finance tool called Tender for the better part of a year. I got tired of doing expenses by hand - going through several accounts to figure out refunds, subscription cancellations, getting paid back via venmo, etc. I’d get to the point where I’d have to go through months of transactions at a time if I got lazy and fell behind. The workflow in Tender is centered around getting to inbox-zero. Transactions leave the inbox when they’re categorized and there’s a basic rules engine for automation. You can also do things like add notes, set…
2023 · tender.run · its alternatives →
- 15MF
2012 · monogr.am · its alternatives →
- 16
Monthly 2.0▲12Ultrafast personal budget app w/ 1-swipe expense tracking
2016 · startupnames.com · its alternatives →
- 17MA
2012 · play.google.com · its alternatives →
- 18GB
Over the weekend I launched Go Budget, a side project of mine from the last few years that originally was just an Android app used by me and my wife, but was recreated in Flutter during the pandemic. https://gobudget.io [0] App Store [1] Google Play [2] Privacy Policy Go Budget lets you set up your income and bills (repeating expenses), automates tracking them wherever possible, then makes it as painless as possible to log every day purchases. For individual users the app is free/adfree. I offer a premium subscription that allows you to back up budgets online and invite others…
2020 · its alternatives →
- 19MN
2013 · startupconfessions.io · its alternatives →
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Next-gen personal finance & budgeting platform
Nov 2025 · genesisbudget.com · its alternatives →
- 23AS
No cookies / tracking / logins / monetization, just a free PWA.
2023 · shoptogether.app · its alternatives →
- 24BZ
2023 · budgetzen.net · its alternatives →
Also compare
- RememberTheBudget – My first web app, to manage personal budgets alternatives
- inBudget alternatives
- I Hate Money alternatives
- A free and open-source budgeting app you can self-host alternatives
- My side project is helping me manage my finances alternatives
- JengōBudget, simple zero-based budgeting alternatives
Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →