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Products that do what I built an inbox-zero expense tracker with CRDTs and SQLite in browser does

Hi everyone! I’ve been working on a small personal finance tool called Tender for the better part of a year. I got tired of doing expenses by hand - going through several accounts to figure out refunds, subscription cancellations, getting paid back via venmo, etc. I’d get to the point where I’d have to go through months of transactions at a time if I got lazy and fell behind. The workflow in Tender is centered around getting to inbox-zero. Transactions leave the inbox when they’re categorized and there’s a basic rules engine for automation. You can also do things like add notes, set…

  1. 1
    Tender221

    The inbox for your finances

    2024

  2. 2BT

    Hi! I'm Jax and I've been building this cool little terminal app for myself to track my expenses and budgets! Other than challenging myself to learn Python, I built this mainly around the habit of budget tracking at the end of the day. (I tried tracking on-the-go, but the balance was always out of sync.) All data is stored in a single sqlite file, so you can export and process them all you want! The app is built using the textual API for Python! Awesome framework which feels like I'm doing webdev haha. You can check out some screenshots on gh:…

    2025 · github.com

  3. 3SA

    2014 · dl.dropboxusercontent.com

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    The Privacy-First Expense Tracker. No Bank Login Required.

    Jul 2026 · spendkeep.com

  5. 5

    Classify remembers your expenses, so you don't have to.

    Feb 2026

  6. 6IG

    Hey HN, As a freelancer, I found myself spending time every month manually opening PDF and Word invoices, copying the details into a spreadsheet, and tracking payments. It was tedious and error-prone. I decided to build a simple desktop app to automate this. It's a GUI built with Python and Tkinter that points to a folder of invoices, parses the key details (invoice #, amount, date), and stores everything in a local SQLite database for tracking and analysis. It's been quite a time- and headache-saver for me. A Note on Simplicity & Caveats I'm sharing this in case it's useful to any other…

    Sep 2025 · github.com

  7. 7TA

    I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.

    Mar 2026 · trackm.net

  8. 8PF
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    Track expenses, gold & budgets — offline, private, free.

    Apr 2026

  10. 10IB

    I built a macOS app to track my subscriptions after realizing I was spending over $XXXX annually on services I barely used. I wanted a simple, privacy-focused tool to help me stay on top of recurring charges without relying on third-party integrations or sharing financial data. Key Features: – Visual Calendar: See all upcoming charges in a monthly view. – Custom Notifications: Set reminders for upcoming payments. – Highlights: Flag subscriptions as annual, trial, or one-time. – Statistics: View projected yearly spending, average monthly costs, and peak spending months. – Custom Categories:…

    2025 · appps.od.ua

  11. 11MS

    For years, I have struggled to understand my cash flow and save for the future. In addition to that, my wife has many credit cards and accounts that complicate matters. I am building a tool that connects all our accounts, helps us create a budget, and tracks and adjusts expenses on the fly. I am also sprinkling some AI magic on it for financial suggestions. I am looking for feedback on the implementation. More importantly, I am looking for more beta testers to improve the product.

    2023 · financemadelovely.com

  12. 12

    AI expense tracker & financial coach.

    May 2026 · smartwalt.com

  13. 13IM

    Hello everyone. I'm a relatively new developer and I started my first project to go full production recently. It is a directory of payment processors and payment service providers. It's free to use and gives detailed info on their pricing, business model, supported business types, available countries, prohibited businesses and high risk business support. So far only 40 have been added with more to come. And I allow processors to contact me so that they're details can be added to the database. I'll eventually automate this and add verification the months to come. I hope you'll find it useful.…

    2025 · sourcefees.com

  14. 14

    Expense tracking without the account, sync, or bank login

    Jul 2026 · fincend.com

  15. 15BO
  16. 16IB

    Hey HN, I had to create many invoices recently, it was pretty annoying doing the same things over and over. So i created this small tool that work well to create invoice and save them as template for re-usage. the ui is very easy and simple. I hope this tool will be helpful to you as it it to me. ps: you can move around without account Dorian

    2024 · invoicepdf.dev

  17. 17

    Snap a receipt. AI does the rest. Your money, your data.

    May 2026 · budgetella.app

  18. 18

    On-device AI expense tracker with Tinder-like swipes.

    Mar 2026

  19. 19

    Auto-track income, expenses & subscriptions.

    Apr 2026

  20. 20IB
  21. 21
    Invosi3

    Easy invoicing with auto-reminders and remembered clients.

    Jul 2026 · invosi.co

  22. 22

    Stop paying for stuff you forgot about.

    Jun 2026 · subscriptionkeeper.io

  23. 23

    Track money privately. Offline. No cloud. No ads. No signup.

    Jul 2026 · apps.apple.com

  24. 24

    Budget tracker — no subscription, no account needed

    May 2026 · etsy.com

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