Spendly
Budgeting, without the spreadsheet
Spendly launched on July 17, 2026 with 5 votes, #4,557 of 24,623 launches that month and more than 75% of that year's launches.
What it does
I kept spending money and could never recall what I'd spent it on. By month's end, my budget was gone with nothing to show for where. So I built Spendly, a simple budgeting assistant that works entirely inside Telegram. No extra app, no setup. Just message it whenever you spend, and it logs the expense and keeps your budget in check. Now in BETA, I'd love for you to try it. 👇
Spendly — a clean, minimal personal money tracker.
Does a similar job
all alternatives →- SASpendy – a simple money tracker (iOS app)2014 · dl.dropboxusercontent.com · ▲59



Talkie Spendy (Beta)2025 · talkiespendy.com · ▲6Hi HN — I'm Emerik, maker of *Talkie Spendy*, a mobile app that logs expenses by voice instead of typing. I kept abandoning budgeting tools because manual entry felt like homework, so I built something that records a purchase in under five seconds. *How it works:* tap once, say “4 dollars 50 coffee at Starbucks.” Audio is sent to the ElevenLabs speech-to-text API for transcription, then a lightweight OpenAI prompt extracts amount, merchant and category. Only that JSON (with the original timezone) syncs to Supabase. Everything’s built in FlutterFlow, with instant charts and CSV export.…
Calm SpendNov 2025 · calmspend.com · ▲3A few months ago I realized I had no idea where our money was actually going. Not in a "we're broke" way, just... groceries, random Amazon purchases, subscriptions I forgot about, it all blurred together. I tried a few existing apps but they were either too complex (why does budgeting software feel like filing taxes?) or wanted to sell me credit cards or were expensive and had subscription. Nothing answered the simple question: "who in our household is spending what, and where?" The main insight: my partner and I just wanted to see patterns without judgment. Like "oh, I spent $200 on coffee…
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