Work · alternatives · 2026

24 alternatives to Spendly

Privacy-first expense tracker: offline, encrypted, no server

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   Expenses▲101

   Simple daily expense tracker

   2017 · play.google.com · its alternatives →

2. 2
   Pocket Clear▲19

   Privacy-First Expense Tracker for Couples & Individuals

   Feb 2026 · pocketclear.app · its alternatives →

3. 3
   Spendly▲1

   Track expenses privately, offline, and without an account

   Aug 2026 · play.google.com · its alternatives →

4. 4
   Untax▲74

   Simple small business expense tracking on your iPhone

   2021 · its alternatives →

5. 5
   Cashly▲87

   Budget planner & finance tracker for iOS

   2020 · apps.apple.com · its alternatives →

6. 6
   Prudent Expenses▲65

   Privacy-focused expense recording app, exports Ledger format

   2021 · apps.apple.com · its alternatives →

7. 7
   Walletly▲3

   The expense tracker that doesn't want your bank password

   Jun 2026 · apps.apple.com · its alternatives →

8. 8
   ledgerly▲16

   a net-worth-centered expense tracker app

   Nov 2025 · github.com · its alternatives →

9. 9
   Spendaq: Expense Tracker▲4

   Track every expense without connecting your bank

   Apr 2026 · apps.apple.com · its alternatives →

10. 10
    Monetal - Expense tracker▲62

    100% free, iOS, Android

    2023 · its alternatives →

11. 11
    Expense Orbit▲3

    Simple, secure expense tracking - your data stays private

    Feb 2026 · play.google.com · its alternatives →

12. 12
    zero: private offline expense tracker▲4

    Track expenses offline with complete privacy

    Feb 2026 · play.google.com · its alternatives →

13. 13
    Pocketly — Expense Tracker for iOS▲2

    A simple expense tracker for iOS

    Feb 2026 · apps.apple.com · its alternatives →

14. 14
    Axio Money: Expense Tracker Offline ▲6

    Track money privately. Offline. No cloud. No ads. No signup.

    Jul 2026 · apps.apple.com · its alternatives →

15. 15
    Unspent — Expense Tracker▲1

    Track expenses privately — no login, works on any device

    Jul 2026 · unspent.netlify.app · its alternatives →

16. 16
    Expense Tracker▲6

    Manage your daily expenses smartly

    2020 · play.google.com · its alternatives →

17. 17
    Spendocap - Expense Tracker▲2

    Free and private expense tracker. No login, no subscription.

    Apr 2026 · apps.eidorian.com · its alternatives →

18. 18
    Expense — Effortless Expense Tracking▲7

    Track, manage, and control your expenses — effortlessly.

    2025 · play.google.com · its alternatives →

19. 19
    Spendly — Expense Tracker▲4

    Open-source expense tracker built for simplicity

    Jun 2026 · myspendly.app · its alternatives →

20. 20
    Chest - Simple Expense Tracker▲5

    Simple, offline expense tracking in seconds

    Jan 2026 · apps.apple.com · its alternatives →

21. 21
    Expenses: Spending Tracker▲7

    Keep track of your spending effortlessly.

    2020 · expenses.cash · its alternatives →

22. 22
    Kashly▲4

    Cash expense tracker — no bank, no cards, just you

    Jun 2026 · apps.apple.com · its alternatives →

23. 23
    Nestly▲3

    Offline budget & expense tracker. No account needed.

    Apr 2026 · manuelgonzga.github.io · its alternatives →

24. 24
    Made my own expense tracker▲18

    Spendyt: Expense tracker

    2020 · spendyt.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →