KoKo Credit Card Assistant

What it does

Koko is a privacy-first AI assistant that removes the guesswork from credit cards. It evaluates rewards, perks, and fees to help you use the right card at the right time and get more value from the cards you already carry — no bank logins, no data sharing, just smart AI-driven recommendations.

Credit card portfolio analysis, recommendations, and renewal intelligence via REST API or MCP server. Evaluation tier available. Ship card intelligence in a day.

Deterministic portfolio optimization powered by aggregate spend input and public product economics. Compute renewal decisions, break-even thresholds, and optimal card usage — via REST or MCP. Whether you're building a copilot, a banking app, or a fintech tool — card intelligence should be a service, not a spreadsheet. Give AI agents structured credit card data they can reason over. MCP-native integration for copilot workflows. Help cardholders understand their portfolio value, optimize usage, and make informed renewal decisions. Add card intelligence to budgeting, expense management, or financial planning products. No PII required. Rewards structures vary by category, tier, and…from kokofinance.net

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