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Commerce · March 7, 2026

Micropay

Drop-in components to accept payments in Africa

What it does

In Africa almost nobody uses bank accounts for payments. Instead, money is sent using phone numbers. This makes accepting payments super hard, as you can't use things like Stripe. Micropay is the developer-first SDK and infrastructure layer for M-Pesa. Accept mobile money payments with a Stripe-like DX, secure vault, and reliable webhooks. No percentage fees, just a fixed monthly payment for API use.

Does a similar job

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    Hi HN, I built Small Transfers, a payments platform for SaaS / API makers who want to bill customers per request instead of pushing them into subscriptions or pre-buy packages. *Why?* - Many customers hate subscriptions and/or want to use a service occasionally. - Traditional payment processors add a fixed fee to every charge, making charges below 1 USD impractical. - Stripe UBB tracks usage, but you still need to write your own auth, add spending limits, and each merchant charges cards separately (extra fees for customers). *How it works?* - Each merchant has a Small Transfers…

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