nowfound

Commerce · January 28, 2026

Moneda

No Banks. No Borders. Just Better Money.

Visit moneda.comAlternativestop 8% of January 2026

What it does

Most financial products force trade-offs. Banks offer usability but limit control and returns. Wallets offer control but add complexity. Access to yield usually comes with lock-ups or opaque rules. Moneda removes those trade-offs. Built on regulated stablecoins, it lets you hold, spend, and earn EUR and USD with full control. No custody risk, no lock-ups, no complexity. This launch introduces Neo Finance: self-owned money that works across borders and feels as simple as a bank without being one.

Does a similar job

all alternatives →
  • Finaura2024 · ▲351

    Empower your digital assets with limitless possibilities

  • Monetal2018 · ▲82

    Super simple expense tracker💰

  • Monzo2016 · ▲117

    The bank of the future

  • Canua2022 · ▲258

    Find your financial calm

  • MoneeDec 2025 · monee-app.com · ▲53

    A beautifully simple way to manage your money

  • Monese2015 · ▲171

    Opening a banking account has never been easier

More commerce this month

the category →
  • Billing that survives a processor shutdown

    Commerce · 14d ago · paymentkit.com

  • Compare your startup equity grant for free.

    Commerce · 27d ago · equitybee.com

Launched alongside, January 2026

the whole month →
  • IN

    Hey HN! I wanted to share something I built over the last few weeks: isometric.nyc is a massive isometric pixel art map of NYC, built with nano banana and coding agents. I didn't write a single line of code. Of course no-code doesn't mean no-engineering. This project took a lot more manual labor than I'd hoped! I wrote a deep dive on the workflow and some thoughts about the future of AI coding and creativity: http://cannoneyed.com/projects/isometric-nyc

    AI · Jan 2026 · cannoneyed.com

  • Cowork1,088

    Turn Claude into your digital coworker

    AI · Jan 2026 · claude.com

  • DataFast870

    Revenue-first analytics

    Growth · Jan 2026 · datafa.st

  • OpenClaw841

    The AI that actually does things

    AI · Jan 2026 · openclaw.ai

  • Automatic AI-powered code reviews the moment you open a PR

    Dev tools · Jan 2026 · kilo.ai

  • AI Content Maker, for Social Media Publishing

    AI · Jan 2026 · postsyncer.com