Monelo
Budgets, expenses and savings - simple and offline-first
Monelo launched on July 16, 2026.
What it does
Monelo is a free personal finance app for tracking expenses, budgets, and savings goals - built to be simple enough to use every day. What stands out: - Offline-first - works offline, no bank connection required - Budgets with multiple categories per budget - Multiple wallets and currencies in one place - Savings goals with progress tracking + a planner for future and recurring transactions Free on iOS and Android. Your data stays yours - Monelo never sells or shares it.
Monelo is a free personal finance app for tracking expenses, managing budgets, and building savings goals. Simple, beautiful, and free to download on iOS and Android.
Track every expense, set smart budgets, and grow your savings — all with one personal finance app. From expense tracking and smart budgets to savings goals and spending stats — everything you need, nothing you don't. Create spending limits for any category and track your budget in real time. Stay on target every month without the spreadsheets. Search, filter, and review every transaction across all your accounts. Your complete money tracker history — always at your fingertips. Visualize your spending patterns with clear charts and monthly breakdowns. Know exactly where your money goes. Set up repeating expenses like rent or subscriptions and plan future payments so nothing catches you off…from monelo.app
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