Commerce · alternatives · 2026

24 alternatives to Monelo

Budgets, expenses and savings - simple and offline-first

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes. Prices are shown for the 1 we have checked on their own sites, 1 of them free or with a free tier.

1. 1
   Moneon▲103

   Free app to track and save money

   2019 · moneon.co · its alternatives →

2. 2
   Monetal - Expense Tracker▲91

   Completely free and no-ads expense tracker

   2023 · monetal.app · its alternatives →

3. 3
   TopHat Finance – free, open, and offline▲104

   TopHat Finance - an in-browser personal finances app

   2022 · athenodoros.github.io · its alternatives →

4. 4
   A simple FOSS and self-hosted budgeting app▲88

   2020 · github.com · its alternatives →

5. 5
   Monetal▲82

   Super simple expense tracker💰

   2018 · its alternatives →

6. 6
   Cashews: Ultimate Personal Finance App▲364

   Say goodbye to financial anxiety

   2023 · cashews.finance · its alternatives →

7. 7
   Monzo▲117

   The bank of the future

   2016 · monzo.com · its alternatives →

8. 8
   Monee▲53

   A beautifully simple way to manage your money

   Dec 2025 · monee-app.com · its alternatives →

9. 9
   Actual Budgetfree▲278

   Robust and simple budgeting that works

   2019 · actualbudget.org · its alternatives →

10. 10
    Monetal - Expense tracker▲62

    100% free, iOS, Android

    2023 · its alternatives →

11. 11
    Pocket▲202

    Manage all your finances in one place

    2024 · getpocket.money · its alternatives →

12. 12
    Monifi▲69

    Excel alternative for personal finance management

    Dec 2025 · monifi.app · its alternatives →

13. 13
    Mintable – Roll-your-own Mint clone for managing personal finances▲87

    🍃 Automate your personal finances – for free, with no ads, and no data collection. - kevinschaich/mintable

    2019 · github.com · its alternatives →

14. 14
    Mon Budget▲2

    Free family budget app — your data stays with you

    May 2026 · budget.marquabel.be · its alternatives →

15. 15
    8udget▲97

    Budget, invest & track finances - works offline

    Jan 2026 · 8udget.my · its alternatives →

16. 16
    Money Mint▲68

    Simplified personal budgeting tool like mint

    2022 · rudiq.com · its alternatives →

17. 17
    coins▲69

    A simple app that manages your personal finance

    2021 · apps.apple.com · its alternatives →

18. 18
    Guitos, a free open-source budgeting app▲53

    Hi HN, I wanted to share an app I've created recently since it might be useful for you: guitos is a free open-source budgeting app that helps you figure out where your money went and plan your budget ahead of time. It was initially created to replace a spreadsheet I created based on the budgeting advice given on the r/personalfinance subreddits and as an opportunity to learn React. The app stores data in your browser's local storage (IndexedDB). Your private financial data doesn't leave your browser. (If you're wondering what the app's name means: "guitos" is portuguese slang for…

    2023 · guitos.app · its alternatives →

19. 19
    BudgetPilot▲13

    Know your debt-free date & savings, no apps needed.

    2025 · tally.so · its alternatives →

20. 20
    BUDGETUM▲3

    A free and offline-first budgeting app for full control.

    2025 · apps.apple.com · its alternatives →

21. 21
    Coin Kitty Personal Finance Tracking App▲3

    Private, offline budget tracking — no account, no ads

    Jul 2026 · play.google.com · its alternatives →

22. 22
    BudgetFlow▲6

    Personal budget and Finance tool

    Jul 2026 · budgetflow.au · its alternatives →

23. 23
    Monegr App▲7

    Your entire financial life

    2025 · its alternatives →

24. 24
    Monetrax▲6

    All‑in‑one personal finance manager: budgets, stocks, etc

    2025 · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →