MorgCalc

What it does

Calculate your monthly mortgage payment, see how much house you can afford, and compare lenders — free, no sign-up required.

See your monthly payment broken down by principal, interest, taxes, and insurance — with real rates for your state. Use the free Mortgage Loan Comparison Worksheet to track APR, closing costs, PMI, and total cost across up to 3 lenders — so you pick the loan that actually costs less, not just the one with the lowest monthly payment. Enter your home price, down payment, interest rate, loan term, and state. The calculator computes your principal and interest payment using the standard amortization formula, then adds estimated property taxes (based on your state's average rate), homeowners insurance (~0.5% annually), and PMI if your down payment is less than 20%. The result is your estimated…from morgcalc.com

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  MortgageCalculatorUSJun 2026 · mortgagecalculatorus.org · ▲1

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