MortWise

What it does

Most mortgage tools give you one number. MortWise gives you the full picture: compare up to 4 deals side by side, stress-test a +3% rate rise, model overpayments, evaluate buy-to-let rental yield and IRR, and compare cross-currency borrowing costs to find where your budget goes furthest. Stamp duty and first-home schemes across 52 markets (Help to Buy, FHSA, KfW…). Free · Full €3.99/mo.

AI-powered mortgage comparison and stress-testing. Compare fixed, variable and split-rate scenarios, get AI-generated market rates, and ask the built-in AI assistant anything about your mortgage across 50+ markets.

AI-powered comparisons of fixed, variable, and split-rate mortgages. Stress-test against rate rises. Ask the built-in AI assistant anything about your scenario. See what you actually pay over 30 years. Don’t just see the monthly payment — see total interest, total repaid, and the true 30-year cost of each home you might buy. See exactly what your monthly payment becomes if rates rise +1%, +2%, or +3% when your fixed period expires — before you sign. Accurate stamp duty, first-time buyer schemes (Help to Buy, First Home Scheme, FHSA, KfW…), and lender limits for 52 housing markets. Get a quick affordability estimate before you dive into the full analysis. We apply local lender rules so the…from mortwise.netlify.app

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