
MultiW2
You have multiple employers. Your tax tools don't.
What it does
Your second W-2 started in March. By October you're over the $23,500 401k deferral limit across both plans, your federal withholding is short by $6,000, and neither employer can see the other to fix it. MultiW2 is the first tax tool built for people with 2+ W-2 jobs — it runs the combined federal math, catches excess deferrals before the corrective-distribution deadline, and hands you the exact W-4 values to enter at each job. Built by someone who's actually lived this.
Does the same job
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We’re Scott and Sunny—two long-time personal finance nerds. When we met 6 years ago we compared our personal finance spreadsheets. Ours were packed with macros, scenarios, and tax modeling—but even then, found they were not complete. Planning for financial independence is hard, and the cost of mistakes is high. So we built the tool we always wanted: MoneyOnFIRE. MOF calculates a personalized, tax-aware roadmap to financial independence—across account types, life goals, and withdrawal strategies. It shows you not just if you can achieve financial indepdendence, but how, when, and what to…


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