OctaveWealth – Smart, flat-fee 401k
The honest, flat-fee 401(k). We on-board & educate employees, automate contributions, perform record-keeping, & provide smart, low-cost investment options
OctaveWealth – Smart, flat-fee 401k launched on March 18, 2016 with 42 votes, #1,839 of 4,409 launches that month and more than 90% of that year's launches. The site was still online in September 2026, 10 years on.
In plain words
OctaveWealth is a 401(k) administration platform for employers that charges a flat annual fee instead of percentage-based charges. It handles employee onboarding, education, contribution automation, and record-keeping while offering low-cost investment options. The service is designed to help companies attract and retain talent by providing a straightforward retirement benefits setup with transparent pricing and accessible employee tools.
written from the facts on this page · September 2026
From the sources
We'll build the 401(k) you need to help attract and retain talent. “The investment tools and education our employees get from OctaveWealth is second to none. They have the best platform we have seen.” “Huge fan of the UI and Support Staff! Setting up was easy vs Vanguard. My employees have all said the sign-up was straight-forward on their end as well!” Automated administration and retirement benefit expertise to help you attract and retain talent. Many providers charge employees 0.25-1.00% per year in additional fees, which erodes growth. An annual fee of 0.72% would cost over $1,000/year after 5 years for an employee contributing $10,000/year. OctaveWealth uses state-of-the-art security…from octavewealth.com
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