
Paydown
Track loans. Crush debt. See your finish line.
What it does
Paydown is a free mobile app that tracks your car loans, mortgage, and personal loans — and shows you exactly when you'll be debt-free. Add any loan and instantly see your payoff progress. The extra payment calculator shows how an extra $50/month saves you real money in interest and cuts months off your loan. No download. No account needed. Open it on your phone and add your first loan in under a minute. Would love honest feedback from the Product Hunt community!
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GetLoanPaid-Calculate Your Loan PaymentsJul 2026 · getloanpaid.com · ▲9Calculate your loan repayments — free.

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Parallel agents, diff reviewer, and multi-model comparisons
Dev tools · May 2026 · kilo.ai


- NW
Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
Life & fun · May 2026 · github.com
- FM
Dev tools · May 2026 · github.com