Paydown

What it does

Paydown is a free mobile app that tracks your car loans, mortgage, and personal loans — and shows you exactly when you'll be debt-free. Add any loan and instantly see your payoff progress. The extra payment calculator shows how an extra $50/month saves you real money in interest and cuts months off your loan. No download. No account needed. Open it on your phone and add your first loan in under a minute. Would love honest feedback from the Product Hunt community!

Paydown helps you track car loans, mortgages, and personal loans in one place. Monitor balances, plan extra payments, and see your debt-free date.

Paydown tracks your car loans, mortgage, and personal loans — and shows you how to pay them off faster. Track your car loans, mortgage, and personal loans — and see exactly when you'll be debt-free. Paydown is a small, independent app — this is the honest, plain-language version of what happens with your data, not a legal document. Your name, email, and whatever loan details you type in — balances, rates, lenders, due dates. That's it. Paydown doesn't connect to your bank or ask for account credentials. Everything is entered by hand. Your data is stored in a private, access-controlled database (Supabase/Postgres), encrypted in transit and at rest. Only you can read your own loan data — it's…from mypaydown.netlify.app

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