Commerce · alternatives · 2026

24 alternatives to Paydown

Track loans. Crush debt. See your finish line.

Below are 24 products that do a similar job, ranked by how close each is in meaning and then by launch-day votes.

1. 1
   PayDownHero▲6

   The quickest, easiest way to paydown your car loan.

   2021 · paydownhero.com · its alternatives →

2. 2
   Debtdown▲2

   Simple debt payoff planner with visual progress tracking

   Mar 2026 · apps.apple.com · its alternatives →

3. 3
   iLend▲201

   Keep track of the things you lend and borrow.

   2017 · ilendapp.com · its alternatives →

4. 4
   UnDebt: Debt Tracker App▲17

   Getting ahead of your debts should be free.

   2025 · apps.apple.com · its alternatives →

5. 5
   DebtMeltPro▲107

   Compare debt payoff strategies and become debt-free faster

   Apr 2026 · debtmeltpro.com · its alternatives →

6. 6
   ChangEd▲114

   An app that helps you pay down your student load debt sooner

   2017 · apps.apple.com · its alternatives →

7. 7
   Financier▲73

   Calculate your home and car credit easily

   2022 · apps.apple.com · its alternatives →

8. 8
   Track My Money▲13

   Money.Free Debt Payoff Calculator | TrackMyMoney.pro

   Jun 2026 · its alternatives →

9. 9
   GetLoanPaid-Calculate Your Loan Payments▲9

   Calculate your loan repayments — free.

   Jul 2026 · getloanpaid.com · its alternatives →

10. 10
    Paynager▲65

    Saving for everything you want to buy

    2022 · paynager.vercel.app · its alternatives →

11. 11PA
    Payback, a web app to make spending and borrowing money easier▲15

    2012 · payback.io · its alternatives →

12. 12
    Budget Visual▲11

    Free App to Help You Visualize Your Finances

    2025 · its alternatives →

13. 13
    Paidback▲1

    On a mission to make debt payoff simple and fun

    2021 · thepaidbackapp.com · its alternatives →

14. 14
    Trackm, a personal finance web app▲21

    I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.

    Mar 2026 · trackm.net · its alternatives →

15. 15
    LendPal▲6

    Track loans, repayments, and due dates between friends

    Aug 2026 · apps.apple.com · its alternatives →

16. 16
    PayBacks▲6

    Keep track of your small loans in a easy to use interface

    2015 · its alternatives →

17. 17
    Dibs — Friendly Debt Tracker▲6

    Track money between friends and family. Offline, simple.

    Jan 2026 · dibs.pablogamero.com · its alternatives →

18. 18
    PayUp▲2

    Keep track of loans and repayments

    2019 · play.google.com · its alternatives →

19. 19
    MyCreditPlan.com – Smart Debt Repayment▲12

    Get out of debt, save interest, and boost your credit score

    2024 · its alternatives →

20. 20
    TinyDebt▲19

    Your debt tracker

    Nov 2025 · apps.apple.com · its alternatives →

21. 21
    Debt Payoff Planner Pro▲6

    Debt payoff strategies, helping with financial health

    Feb 2026 · its alternatives →

22. 22
    SubTrack: Your Budget Buddy▲10

    Track subscriptions, manage budgets, and save smarter!

    2024 · play.google.com · its alternatives →

23. 23
    DebtDrop: Debt Payoff Planner

    See your debt-free date. Stay on track. Pay off debt faster.

    Mar 2026 · apps.apple.com · its alternatives →

24. 24
    Debt Crush▲5

    Know exactly when you’ll be debt-free

    Jul 2026 · apps.apple.com · its alternatives →

Ranked by how close each launch is in meaning, then by votes. Prices were read from each product’s own site when checked and can change. Refine with your own description →