Alternatives

Products that do what Paydown does

Track loans. Crush debt. See your finish line.

1. 1
   Debtdown▲2

   Simple debt payoff planner with visual progress tracking

   Mar 2026 · apps.apple.com

2. 2
   iLend▲201

   Keep track of the things you lend and borrow.

   2017

3. 3
   DebtMeltPro▲107

   Compare debt payoff strategies and become debt-free faster

   Apr 2026 · debtmeltpro.com

4. 4
   Plan▲87

   Finance tracker for goals, incomes, savings in one place.

   2020

5. 5
   ChangEd▲114

   An app that helps you pay down your student load debt sooner

   2017

6. 6
   Track My Money▲13

   Money.Free Debt Payoff Calculator | TrackMyMoney.pro

   Jun 2026

7. 7
   8udget▲97

   Budget, invest & track finances - works offline

   Jan 2026

8. 8
   Vaultr▲82

   Personal finance app built for young professionals

   Apr 2026 · vaultr-app.org

9. 9
   GetLoanPaid-Calculate Your Loan Payments▲9

   Calculate your loan repayments — free.

   Jul 2026 · getloanpaid.com

10. 10TA
    Trackm, a personal finance web app▲21

    I built this as a personal finance app that allows me to see how my recurring incomes and expenses will affect my network over the years. So trackm can show up to 4 years in the future and track when your accounts will go negative given you expenses and incomes. I've been dogfooding it for the past 10 days, fixing issues I find from my day-to-day use and now it's at a point where I'm comfortable sharing it with others. The app is free for 30 days, after which it goes into read-only mode. Paying the one-time license fee unlocks it forever.

    Mar 2026 · trackm.net

11. 11
    LendPal▲6

    Track loans, repayments, and due dates between friends

    26d ago · apps.apple.com

12. 12
    Dibs — Friendly Debt Tracker▲6

    Track money between friends and family. Offline, simple.

    Jan 2026

13. 13
    TinyDebt▲19

    Your debt tracker

    Nov 2025

14. 14
    Debt Payoff Planner Pro▲6

    Debt payoff strategies, helping with financial health

    Feb 2026

15. 15
    DebtDrop: Debt Payoff Planner

    See your debt-free date. Stay on track. Pay off debt faster.

    Mar 2026 · apps.apple.com

16. 16
    Debt Crush▲5

    Know exactly when you’ll be debt-free

    Jul 2026 · apps.apple.com

17. 17
    WipeMyDebt — Free Debt Payoff Calculator▲2

    Free, no-BS tools to settle your debt.

    Feb 2026 · wipemydebt.net

18. 18PA
    Payback, a web app to make spending and borrowing money easier▲15

    2012 · payback.io

19. 19
    Loanora▲3

    Plan loan payments before you borrow

    Jul 2026 · play.google.com

20. 20
    Middle Class Finance▲2

    Free budget tracking built for everyday earners

    Feb 2026 · middleclassfinance.app

21. 21
    Debt Payoff Planner & Tracker▲2

    Plan, track, and eliminate debt faster with smart tools

    May 2026 · play.google.com

22. 22
    PayoffPath▲2

    Pay off debt faster with smart payoff strategies

    Apr 2026 · payoffpath.ai

23. 23
    PayOff Pro

    Track extra payments to mortgage. watch years disappear

    Nov 2025

24. 24
    Downslope — Debt Payoff Planner▲3

    Debt payoff calculator — no bank login needed

    Jul 2026 · downslopefinance.com

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