PILVI™
AI financial coach that actually knows your money...
What it does
PILVI is an AI financial coach for iPhone that grounds every recommendation in your real bank data via Plaid. It cites your actual subscriptions and spending — not generic advice. Coaches budgeting and cash flow. Never gives investment advice. The PILVI Score tracks behavior across 7 factors. Independent, ad-free, $12.99/mo. NVIDIA Inception member. Built by the team behind a $300M consumer brand exit.
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OptariaMay 2026 · optaria-ai-advisor.lovable.app · ▲2Your AI financial advisor — detect money leaks instantly
- RARay – an open-source AI financial advisor that runs in your terminalApr 2026 · rayfinance.app · ▲8
I've been using this daily for 4 months and figured others might find it useful. This is my first open source project so would love any feedback. Ray connects to your bank via Plaid, stores everything in an encrypted local SQLite database, and lets you ask questions about your finances in natural language. No cloud, no account, your data is stored on your machine. Before anything reaches the LLM, all PII is stripped — your name, companies, transaction details are redacted and replaced with tokens, then rehydrated locally in the response. The AI never sees who you are.
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Hey HN, Henry from Cactus here! We previously released Cactus Needle, a 14MB agentic LLM for tool call, device use, and structured extraction for phones, wearables, smart homes, small robots and microcontrollers. We got really great feedback here, and have now incorporated the suggestions to release Needle 2. The whole model is a single 14MB binary that runs a full session in 28MB of RAM; 45m parameters at 2bit compression. Needle hits 500 tokens/sec decode speed on a Raspberry Pi 5, sits between 400-1,500 tokens/sec on VR devices like Meta Quest 3S and Apple Vision Pro, and ranges…
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Parallel agents, diff reviewer, and multi-model comparisons
Dev tools · May 2026 · kilo.ai
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Hey HN, Henry here from Cactus. We open-sourced Needle, a 26M parameter function-calling (tool use) model. It runs at 6000 tok/s prefill and 1200 tok/s decode on consumer devices. We were always frustrated by the little effort made towards building agentic models that run on budget phones, so we conducted investigations that led to an observation: agentic experiences are built upon tool calling, and massive models are overkill for it. Tool calling is fundamentally retrieval-and-assembly (match query to tool name, extract argument values, emit JSON), not reasoning. Cross-attention…
Life & fun · May 2026 · github.com
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Dev tools · May 2026 · github.com