Plan & Multiply
Budget with envelopes — plan, save & multiply your oney
Plan & Multiply launched on March 31, 2026 with 1 votes, #8,013 of 23,380 launches that month.
What it does
Plan & Multiply is a budget app based on the envelope method. Know exactly how much you can spend each day with the "remaining to live" feature. Create budget envelopes, get predictive alerts before overspending, and track everything with a home screen widget. Used by 15,000+ families. 100% free, no bank connection required. Available on iOS and Android.
Plan bills, everyday spending and savings without linking your bank. See exactly what you can safely spend today. Free on iOS & Android.
Plan your bills, everyday spending, and savings. See your exact daily spending limit updated in real time, without connecting your bank account. "I avoid checking my account — I'm scared of what I'll see." The real number — your money left to live on, calculated from your entries, without your bank. Inspired by Japanese kakeibo and digital cash stuffing, the 3F Method organizes your income into 3 clear drawers. Rent, insurance, subscriptions… Verify each month that payments are done. Zero surprises on fixed bills. Groceries, fun, dining out… Visual envelopes for daily spending. See what you can spend today with every entry in $/day. Vacation, emergency fund, projects… Your savings goals…from planandmultiply.com
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I made a super simple iOS app to track expenses2023 · apps.apple.com · ▲55My Expenses is a very simple app to track expenses for one-time budgets. Let's say you're going on vacations in Italy and you want to allocate $1.500 to this trip. You create a budget "Italy" in 30 seconds and you're ready to go. Each time you make an expense in Italy, you add it to the app in a few seconds and you instantly know you're remaining budget. I'm bored of super complex apps. Yes, they do a lot of things, but it often takes a while to get used to the app and understand all its features. That's why I created this app. I want people to be able to track their expenses in seconds, as…
Source: Product Hunt launch ↗
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