Sivo
Debt funding for Fintechs - lend money to users at scale
Sivo launched on February 25, 2021 with 133 votes, #243 of 3,133 launches that month and more than 90% of that year's launches. The site was still online in September 2026, 5 years on.
What it does
Sivo provides debt as a service. Our API allows companies to access debt funding and lend money to their users at scale. Sivo is backed by Y Combinator (W21).
Sivo enables platforms and fintechs to access instant payouts, programmable debt capital, and embedded finance infrastructure through APIs.
Does a similar job
all alternatives →



Marcus by Goldman Sachs2016 · marcus.com · ▲95Personal loans to help manage high-interest credit card debt
Source: Product Hunt launch ↗
Launched alongside, February 2021
the whole month →- RS
Life & fun · 2021 · justine.lol

Contribute to DidierRLopes/GamestonkTerminal development by creating an account on GitHub.
Dev tools · 2021 · github.com


Contra▲798Connect with next-gen talent and tools to get work underway. Hire more independents. Start more projects. Get more creative.
Commerce · 2021 · contra.com
